Live Oak Bancshares Inc [LOB] stock prices are up 4.51% to $40.76 at the moment. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The LOB shares have gain 12.85% over the last week, with a monthly amount glided 11.79%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Live Oak Bancshares Inc [NYSE: LOB] stock has seen the most recent analyst activity on September 10, 2025, when Cantor Fitzgerald initiated its Neutral rating and assigned the stock a price target of $42. Previously, Keefe Bruyette upgraded its rating to Outperform on August 19, 2025, and kept the price target unchanged to $43. On October 05, 2023, upgrade upgraded it’s rating to Overweight but maintained its price target of $40 on the stock. JP Morgan upgraded its rating to a Neutral and increased its price target to $26.50 on April 28, 2023. JP Morgan downgraded its rating to Underweight for this stock on December 13, 2022, and downed its price target to $30. In a note dated July 07, 2022, Raymond James downgraded an Mkt Perform rating on this stock.
The stock price of Live Oak Bancshares Inc [LOB] has been fluctuating between $22.68 and $41.56 over the past year. Currently, Wall Street analysts expect the stock to reach $42.33 within the next 12 months. Live Oak Bancshares Inc [NYSE: LOB] shares were valued at $40.76 at the most recent close of the market. An investor can expect a potential return of 3.85% based on the average LOB price forecast.
Analyzing the LOB fundamentals
The Live Oak Bancshares Inc [NYSE:LOB] reported sales of 1.02B for trailing twelve months, representing a surge of 5.60%. Gross Profit Margin for this corporation currently stands at 0.43% with Operating Profit Margin at 0.09%, Pretax Profit Margin comes in at 0.09%, and Net Profit Margin reading is 0.07%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.06 and Total Capital is 0.07. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.09.
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Ratios To Look Out For
It’s worth pointing out that Live Oak Bancshares Inc [NYSE:LOB]’s Current Ratio is 1.70. Considering the valuation of this stock, the price to sales ratio is 1.82, the price to book ratio is 1.63 and price to earnings (TTM) ratio is 18.30.
Transactions by insiders
Recent insider trading involved MAHAN JAMES S III, Chief Executive Officer, that happened on Dec 19 ’25 when 10000.0 shares were sold. Chief Executive Officer, MAHAN JAMES S III completed a deal on Dec 17 ’25 to sell 10000.0 shares. Meanwhile, Officer MAHAN JAMES S III bought 10000.0 shares on Dec 19 ’25.
