At the time of writing, Synchrony Financial [SYF] stock is trading at $72.83, up 0.33%. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The SYF shares have gain 6.40% over the last week, with a monthly amount glided 5.09%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Synchrony Financial [NYSE: SYF] stock has seen the most recent analyst activity on August 01, 2025, when Rothschild & Co Redburn initiated its Neutral rating and assigned the stock a price target of $72. Previously, BTIG Research upgraded its rating to Buy on July 14, 2025, and kept the price target unchanged to $100. On April 07, 2025, downgrade downgraded it’s rating to Equal-Weight but maintained its price target of $44 on the stock. Compass Point downgraded its rating to a Neutral but stick to its price target of $70 on January 28, 2025. Barclays upgraded its rating to a Overweight and raised its price target to $79 on January 06, 2025. Morgan Stanley upgraded its rating to Overweight for this stock on December 19, 2024, and upped its price target to $82. In a note dated December 09, 2024, JP Morgan upgraded an Overweight rating on this stock and boosted its target price from $59 to $72.
For the past year, the stock price of Synchrony Financial fluctuated between $40.54 and $73.76. Currently, Wall Street analysts expect the stock to reach $74.67 within the next 12 months. Synchrony Financial [NYSE: SYF] shares were valued at $72.83 at the most recent close of the market. An investor can expect a potential return of 2.53% based on the average SYF price forecast.
Analyzing the SYF fundamentals
According to Synchrony Financial [NYSE:SYF], the company’s sales were 19.43B for trailing twelve months, which represents an -3.62% plunge. Gross Profit Margin for this corporation currently stands at 0.58% with Operating Profit Margin at 0.29%, Pretax Profit Margin comes in at 0.2%, and Net Profit Margin reading is 0.15%. To continue investigating profitability, this company’s Return on Assets is posted at 0.03, Equity is 0.2 and Total Capital is 0.16. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.94.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 71.96 points at the first support level, and at 71.09 for the second support level. However, for the 1st resistance point, the stock is sitting at 73.31, and for the 2nd resistance point, it is at 73.79.
Ratios To Look Out For
It is important to note that Synchrony Financial [NYSE:SYF] has a current ratio of 2.48. As well, the Quick Ratio is 2.48, while the Cash Ratio is 0.24. Considering the valuation of this stock, the price to sales ratio is 1.39, the price to book ratio is 1.72 and price to earnings (TTM) ratio is 8.85.
Transactions by insiders
Recent insider trading involved Wenzel Brian J. Sr., that happened on Aug 05 ’25 when 8514.0 shares were sold. Owens Darrell completed a deal on Aug 04 ’25 to sell 600.0 shares. Meanwhile, Gentleman Courtney sold 709.0 shares on Aug 04 ’25.
