U.S. Bancorp [USB] stock prices are up 1.28% to $56.18 at the moment. An important factor to consider is whether the stock is rising or falling in short-term value. The USB shares have gain 5.01% over the last week, with a monthly amount glided 3.73%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
U.S. Bancorp [NYSE: USB] stock has seen the most recent analyst activity on January 07, 2026, when Wolfe Research downgraded its rating to a Peer Perform. Previously, Deutsche Bank upgraded its rating to Buy on October 23, 2025, and kept the price target unchanged to $52.50. On September 29, 2025, downgrade downgraded it’s rating to Equal-Weight but maintained its price target of $56 on the stock. Raymond James upgraded its rating to a Strong Buy but stick to its price target of $57 on July 07, 2025. TD Cowen initiated its recommendation with a Buy and recommended $60 as its price target on May 15, 2025. Wolfe Research upgraded its rating to Outperform for this stock on April 03, 2025, but kept the price target unchanged to $49. In a note dated April 03, 2025, JP Morgan downgraded an Underweight rating on this stock but restated the target price of $43.50.
The stock price of U.S. Bancorp [USB] has been fluctuating between $35.18 and $56.19 over the past year. Currently, Wall Street analysts expect the stock to reach $58.13 within the next 12 months. U.S. Bancorp [NYSE: USB] shares were valued at $56.18 at the most recent close of the market. An investor can expect a potential return of 3.47% based on the average USB price forecast.
Analyzing the USB fundamentals
The U.S. Bancorp [NYSE:USB] reported sales of 43.20B for trailing twelve months, representing a surge of 3.63%. Gross Profit Margin for this corporation currently stands at 0.63% with Operating Profit Margin at 0.22%, Pretax Profit Margin comes in at 0.22%, and Net Profit Margin reading is 0.18%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.12 and Total Capital is 0.01. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of1.2.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.
Ratios To Look Out For
It’s worth pointing out that U.S. Bancorp [NYSE:USB]’s Current Ratio is 0.46. Considering the valuation of this stock, the price to sales ratio is 2.02, the price to book ratio is 1.50 and price to earnings (TTM) ratio is 12.17.
Transactions by insiders
Recent insider trading involved CHOSY JAMES L, Senior EVP and General Counsel, that happened on Oct 20 ’25 when 26909.0 shares were sold. Executive Chairman, CECERE ANDREW completed a deal on Oct 20 ’25 to sell 0.14 million shares. Meanwhile, Officer CHOSY JAMES L bought 26909.0 shares on Oct 20 ’25.
