At the time of writing, Oportun Financial Corp [OPRT] stock is trading at $5.74, down -5.12%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The OPRT shares have gain 11.89% over the last week, with a monthly amount glided 5.13%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Oportun Financial Corp [NASDAQ: OPRT] stock has seen the most recent analyst activity on January 12, 2026, when JP Morgan upgraded its rating to a Neutral but kept the price target unchanged to $5.50 for it. Previously, JP Morgan downgraded its rating to Underweight on October 07, 2025, and kept the price target unchanged to $6. On June 12, 2025, Stephens initiated with a Overweight rating and assigned a price target of $10 on the stock. BTIG Research started tracking the stock assigning a Buy rating and suggested a price target of $10 on March 05, 2025. JMP Securities downgraded its rating to a Mkt Perform. Jefferies downgraded its rating to Hold for this stock on March 14, 2024, and downed its price target to $3.50. In a note dated October 17, 2023, JP Morgan downgraded an Neutral rating on this stock and boosted its target price from $7 to $8.
For the past year, the stock price of Oportun Financial Corp fluctuated between $3.67 and $9.24. Currently, Wall Street analysts expect the stock to reach $10.88 within the next 12 months. Oportun Financial Corp [NASDAQ: OPRT] shares were valued at $5.74 at the most recent close of the market. An investor can expect a potential return of 89.55% based on the average OPRT price forecast.
Analyzing the OPRT fundamentals
According to Oportun Financial Corp [NASDAQ:OPRT], the company’s sales were 959.94M for trailing twelve months, which represents an -4.51% plunge. Gross Profit Margin for this corporation currently stands at 0.62% with Operating Profit Margin at 0.06%, Pretax Profit Margin comes in at 0.06%, and Net Profit Margin reading is 0.05%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.08 and Total Capital is 0.01. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of7.15.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.
Ratios To Look Out For
It is important to note that Oportun Financial Corp [NASDAQ:OPRT] has a current ratio of 4.30. Considering the valuation of this stock, the price to sales ratio is 0.26, the price to book ratio is 0.66 and price to earnings (TTM) ratio is 8.72.
Transactions by insiders
Recent insider trading involved Layton Kathleen I., Chief Legal Officer, that happened on Sep 10 ’25 when 4214.0 shares were sold. Officer, Layton Kathleen I. completed a deal on Sep 10 ’25 to buy 4226.0 shares. Meanwhile, Former Affiliate PARKER SCOTT T bought 3417.0 shares on Sep 04 ’25.
