At the time of writing, SoFi Technologies Inc [SOFI] stock is trading at $29.03, down -2.32%. In order to assess the stock’s recent performance, you can check whether its short-term value is rising or falling.
From an analyst’s perspective:
SoFi Technologies Inc [NASDAQ: SOFI] stock has seen the most recent analyst activity on September 10, 2025, when Needham reiterated its Buy rating and also boosted its price target to $29 from $25. Previously, Rothschild & Co Redburn started tracking the stock with Neutral rating on August 01, 2025, and set its price target to $20.50. Citizens JMP downgraded its rating to a Mkt Perform. TD Cowen initiated its recommendation with a Hold and recommended $21 as its price target on July 11, 2025. Stephens started tracking with a Overweight rating for this stock on June 12, 2025, and assigned it a price target of $20. In a note dated June 02, 2025, Truist initiated an Hold rating and provided a target price of $14 on this stock.
For the past year, the stock price of SoFi Technologies Inc fluctuated between $8.60 and $32.73. Currently, Wall Street analysts expect the stock to reach $29.06 within the next 12 months. SoFi Technologies Inc [NASDAQ: SOFI] shares were valued at $29.03 at the most recent close of the market. An investor can expect a potential return of 0.1% based on the average SOFI price forecast.
Analyzing the SOFI fundamentals
According to SoFi Technologies Inc [NASDAQ:SOFI], the company’s sales were 4.44B for trailing twelve months, which represents an 28.15% jump. Gross Profit Margin for this corporation currently stands at 0.74% with Operating Profit Margin at 0.09%, Pretax Profit Margin comes in at 0.09%, and Net Profit Margin reading is 0.14%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.03. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.32.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 28.57 points at the first support level, and at 28.10 for the second support level. However, for the 1st resistance point, the stock is sitting at 29.60, and for the 2nd resistance point, it is at 30.16.
Ratios To Look Out For
It is important to note that SoFi Technologies Inc [NASDAQ:SOFI] has a current ratio of 5.04. In addition, the Quick Ratio stands at 5.04 and the Cash Ratio stands at 0.1. Considering the valuation of this stock, the price to sales ratio is 7.88, the price to book ratio is 3.98 and price to earnings (TTM) ratio is 52.64.
Transactions by insiders
Recent insider trading involved THE HUTTON LIVING TRUST, Director, that happened on Dec 01 ’25 when 0.66 million shares were purchased. Director, STEVEN J FREIBERG completed a deal on Nov 26 ’25 to buy 0.38 million shares. Meanwhile, Chief Risk Officer Pinto Arun sold 46132.0 shares on Nov 21 ’25.
