At the time of writing, Affirm Holdings Inc [AFRM] stock is trading at $82.22, down -7.05%. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The AFRM shares have gain 6.24% over the last week, with a monthly amount glided 23.81%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Affirm Holdings Inc [NASDAQ: AFRM] stock has seen the most recent analyst activity on August 01, 2025, when Rothschild & Co Redburn initiated its Neutral rating and assigned the stock a price target of $74. Previously, Oppenheimer started tracking the stock with Outperform rating on July 21, 2025, and set its price target to $80. BTIG Research downgraded its rating to a Neutral. Stephens initiated its recommendation with a Equal-Weight and recommended $69 as its price target on June 12, 2025. Truist started tracking with a Buy rating for this stock on June 02, 2025, and assigned it a price target of $58. In a note dated May 09, 2025, Susquehanna upgraded an Positive rating on this stock but restated the target price of $65.
For the past year, the stock price of Affirm Holdings Inc fluctuated between $30.90 and $100.00. Currently, Wall Street analysts expect the stock to reach $82.83 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $82.22 at the most recent close of the market. An investor can expect a potential return of 0.74% based on the average AFRM price forecast.
Analyzing the AFRM fundamentals
According to Affirm Holdings Inc [NASDAQ:AFRM], the company’s sales were 3.22B for trailing twelve months, which represents an 32.95% jump. Gross Profit Margin for this corporation currently stands at 0.72% with Operating Profit Margin at -0.03%, Pretax Profit Margin comes in at -0.02%, and Net Profit Margin reading is -0.02%. To continue investigating profitability, this company’s Return on Assets is posted at -0.01, Equity is -0.02 and Total Capital is -0.01. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.56.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 80.47 points at the first support level, and at 78.73 for the second support level. However, for the 1st resistance point, the stock is sitting at 85.09, and for the 2nd resistance point, it is at 87.97.
Ratios To Look Out For
It is important to note that Affirm Holdings Inc [NASDAQ:AFRM] has a current ratio of 6.56. As well, the Quick Ratio is 6.56, while the Cash Ratio is 9.39. Considering the valuation of this stock, the price to sales ratio is 8.30, the price to book ratio is 8.71 and price to earnings (TTM) ratio is 641.84.
Transactions by insiders
Recent insider trading involved ROBERT WARREN OHARE, Officer, that happened on Sep 02 ’25 when 31423.0 shares were purchased. Chief Executive Officer, Levchin Max R completed a deal on Aug 28 ’25 to sell 0.5 million shares. Meanwhile, Director CHRISTA QUARLES bought 15000.0 shares on Aug 29 ’25.
