A share price of Upstart Holdings Inc [UPST] is currently trading at $69.15, up 0.44%. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The UPST shares have gain 5.90% over the last week, with a monthly amount drifted -17.22%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Upstart Holdings Inc [NASDAQ: UPST] stock has seen the most recent analyst activity on August 20, 2025, when JP Morgan upgraded its rating to a Overweight but kept the price target unchanged to $88 for it. Stephens started tracking the stock assigning a Equal-Weight rating and suggested a price target of $55 on June 12, 2025. BofA Securities upgraded its rating to a Neutral but $53 remained the price target by the analyst firm on April 29, 2025. Morgan Stanley upgraded its rating to Equal-Weight for this stock on February 14, 2025, and upped its price target to $70. In a note dated February 12, 2025, JP Morgan upgraded an Neutral rating on this stock and boosted its target price from $57 to $79.
Upstart Holdings Inc experienced fluctuations in its stock price throughout the past year between $31.40 and $96.43. Currently, Wall Street analysts expect the stock to reach $65.33 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $69.15 at the most recent close of the market. An investor can expect a potential drop of -5.52% based on the average UPST price forecast.
Analyzing the UPST fundamentals
Trailing Twelve Months sales for Upstart Holdings Inc [NASDAQ:UPST] were 851.77M which represents 101.59% growth. Gross Profit Margin for this corporation currently stands at 0.98% with Operating Profit Margin at -0.06%, Pretax Profit Margin comes in at -0.01%, and Net Profit Margin reading is -0.01%. To continue investigating profitability, this company’s Return on Assets is posted at -0.0, Equity is -0.01 and Total Capital is -0.02. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 66.94 points at the first support level, and at 64.73 for the second support level. However, for the 1st resistance point, the stock is sitting at 71.30, and for the 2nd resistance point, it is at 73.45.
Ratios To Look Out For
To put it in perspective, the Current Ratio for Upstart Holdings Inc [NASDAQ:UPST] is 3.46. As well, the Quick Ratio is 3.46, while the Cash Ratio is 1.37. Considering the valuation of this stock, the price to sales ratio is 7.81, the price to book ratio is 9.20.
Transactions by insiders
Recent insider trading involved Mirgorodskaya Natalia, Officer, that happened on Aug 25 ’25 when 1024.0 shares were purchased. Officer, Darling Scott completed a deal on Aug 25 ’25 to buy 6402.0 shares. Meanwhile, Mirgorodskaya Natalia sold 1079.0 shares on Aug 20 ’25.
