Affirm Holdings Inc (AFRM) stock: 12-month forecast projects -7.74% potential drop%

Affirm Holdings Inc [AFRM] stock prices are up 12.62% to $74.79 at the moment. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The AFRM shares have gain 10.78% over the last week, with a monthly amount glided 8.09%, and seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Affirm Holdings Inc [NASDAQ: AFRM] stock has seen the most recent analyst activity on August 01, 2025, when Rothschild & Co Redburn initiated its Neutral rating and assigned the stock a price target of $74. Previously, Oppenheimer started tracking the stock with Outperform rating on July 21, 2025, and set its price target to $80. BTIG Research downgraded its rating to a Neutral. Stephens initiated its recommendation with a Equal-Weight and recommended $69 as its price target on June 12, 2025. Truist started tracking with a Buy rating for this stock on June 02, 2025, and assigned it a price target of $58. In a note dated May 09, 2025, Susquehanna upgraded an Positive rating on this stock but restated the target price of $65.

The stock price of Affirm Holdings Inc [AFRM] has been fluctuating between $22.25 and $82.53 over the past year. Currently, Wall Street analysts expect the stock to reach $69 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $74.79 at the most recent close of the market. An investor can expect a potential drop of -7.74% based on the average AFRM price forecast.

Analyzing the AFRM fundamentals

The Affirm Holdings Inc [NASDAQ:AFRM] reported sales of 3.01B for trailing twelve months, representing a surge of 35.92%. Gross Profit Margin for this corporation currently stands at 0.72% with Operating Profit Margin at -0.03%, Pretax Profit Margin comes in at -0.02%, and Net Profit Margin reading is -0.02%. To continue investigating profitability, this company’s Return on Assets is posted at -0.01, Equity is -0.02 and Total Capital is -0.01. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.56.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.

Ratios To Look Out For

It’s worth pointing out that Affirm Holdings Inc [NASDAQ:AFRM]’s Current Ratio is 13.21. As well, the Quick Ratio is 13.21, while the Cash Ratio is 9.39. Considering the valuation of this stock, the price to sales ratio is 8.02, the price to book ratio is 8.39.

Transactions by insiders

Recent insider trading involved KATHERINE ADKINS, Officer, that happened on Aug 04 ’25 when 67085.0 shares were purchased. Officer, SIPHELELE N JIYANE completed a deal on Aug 04 ’25 to buy 15871.0 shares. Meanwhile, Chief Legal Officer Adkins Katherine sold 57102.0 shares on Jul 07 ’25.

Related Posts

MZP News
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.