Upstart Holdings Inc [UPST] stock prices are up 0.59% to $73.82 at the moment. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The UPST shares have gain 16.53% over the last week, with a monthly amount glided 44.80%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Previously, Stephens started tracking the stock with Equal-Weight rating on June 12, 2025, and set its price target to $55. On April 29, 2025, upgrade upgraded it’s rating to Neutral but maintained its price target of $53 on the stock. Morgan Stanley upgraded its rating to a Equal-Weight and increased its price target to $70 on February 14, 2025. JP Morgan upgraded its rating to a Neutral and raised its price target to $79 on February 12, 2025. B. Riley Securities upgraded its rating to Buy for this stock on February 12, 2025, and upped its price target to $105. In a note dated December 13, 2024, Needham upgraded an Buy rating on this stock but restated the target price of $100.
The stock price of Upstart Holdings Inc [UPST] has been fluctuating between $20.60 and $96.43 over the past year. Currently, Wall Street analysts expect the stock to reach $55 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $73.82 at the most recent close of the market. An investor can expect a potential drop of -25.49% based on the average UPST price forecast.
Analyzing the UPST fundamentals
The Upstart Holdings Inc [NASDAQ:UPST] reported sales of 722.11M for trailing twelve months, representing a surge of 66.96%. Gross Profit Margin for this corporation currently stands at 0.99% with Operating Profit Margin at -0.15%, Pretax Profit Margin comes in at -0.09%, and Net Profit Margin reading is -0.09%. To continue investigating profitability, this company’s Return on Assets is posted at -0.03, Equity is -0.11 and Total Capital is -0.05. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 72.74 points at the first support level, and at 71.66 for the second support level. However, for the 1st resistance point, the stock is sitting at 74.64, and for the 2nd resistance point, it is at 75.46.
Ratios To Look Out For
It’s worth pointing out that Upstart Holdings Inc [NASDAQ:UPST]’s Current Ratio is 5.25. As well, the Quick Ratio is 5.25, while the Cash Ratio is 3.16. Considering the valuation of this stock, the price to sales ratio is 9.73, the price to book ratio is 10.37.
Transactions by insiders
Recent insider trading involved Darling Scott, Chief Legal Officer, that happened on Jul 02 ’25 when 5000.0 shares were sold. Chief Legal Officer, Darling Scott completed a deal on Jul 01 ’25 to sell 2000.0 shares. Meanwhile, Officer Mirgorodskaya Natalia bought 6533.0 shares on Jul 02 ’25.
