Upstart Holdings Inc [UPST] stock is trading at $47.01, down -1.36%. In order to assess the stock’s recent performance, you can check whether its short-term value is rising or falling. The UPST shares have gain 0.79% over the last week, with a monthly amount drifted -2.27%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Upstart Holdings Inc [NASDAQ: UPST] stock has seen the most recent analyst activity on April 29, 2025, when BofA Securities upgraded its rating to a Neutral but kept the price target unchanged to $53 for it. Previously, Morgan Stanley upgraded its rating to Equal-Weight on February 14, 2025, and elevated its price target to $70. On February 12, 2025, upgrade upgraded it’s rating to Neutral and revised its price target to $79 on the stock. B. Riley Securities upgraded its rating to a Buy and increased its price target to $105 on February 12, 2025. Needham upgraded its rating to a Buy but $100 remained the price target by the analyst firm on December 13, 2024. Redburn Atlantic upgraded its rating to Buy for this stock on December 03, 2024, and upped its price target to $95. In a note dated December 02, 2024, JP Morgan downgraded an Underweight rating on this stock.
Upstart Holdings Inc [UPST] stock has fluctuated between $20.60 and $96.43 over the past year. Currently, Wall Street analysts expect the stock to reach $40.68 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $47.01 at the most recent close of the market. An investor can expect a potential drop of -13.47% based on the average UPST price forecast.
Analyzing the UPST fundamentals
Upstart Holdings Inc [NASDAQ:UPST] reported sales of 722.11M for the trailing twelve months, which represents a growth of 66.96%. Gross Profit Margin for this corporation currently stands at 0.99% with Operating Profit Margin at -0.15%, Pretax Profit Margin comes in at -0.09%, and Net Profit Margin reading is -0.09%. To continue investigating profitability, this company’s Return on Assets is posted at -0.03, Equity is -0.11 and Total Capital is -0.05. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 45.90 points at the first support level, and at 44.80 for the second support level. However, for the 1st resistance point, the stock is sitting at 48.08, and for the 2nd resistance point, it is at 49.16.
Ratios To Look Out For
For context, Upstart Holdings Inc’s Current Ratio is 5.25. In addition, the Quick Ratio stands at 5.25 and the Cash Ratio stands at 3.16. Considering the valuation of this stock, the price to sales ratio is 6.19, the price to book ratio is 6.61.
Transactions by insiders
Recent insider trading involved Mirgorodskaya Natalia, that happened on May 23 ’25 when 1340.0 shares were sold. Officer, Mirgorodskaya Natalia completed a deal on May 23 ’25 to buy 1340.0 shares. Meanwhile, Mirgorodskaya Natalia sold 764.0 shares on May 20 ’25.
