Pagaya Technologies Ltd (PGY) stock hits $11.63: Is it a good time to buy or wait for a dip?

Pagaya Technologies Ltd [PGY] stock prices are down -1.77% to $11.63 at the moment. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The PGY shares have gain 5.54% over the last week, with a monthly amount glided 20.58%, and seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Pagaya Technologies Ltd [NASDAQ: PGY] stock has seen the most recent analyst activity on February 07, 2025, when Citigroup upgraded its rating to a Buy and also boosted its price target to $14.50 from $13. On October 01, 2024, Oppenheimer initiated with a Outperform rating and assigned a price target of $12 on the stock. Keefe Bruyette initiated its recommendation with a Outperform and recommended $23 as its price target on June 17, 2024. Citigroup started tracking with a Neutral rating for this stock on May 24, 2024, and assigned it a price target of $14. In a note dated December 14, 2023, Jefferies initiated an Buy rating and provided a target price of $2.50 on this stock.

The stock price of Pagaya Technologies Ltd [PGY] has been fluctuating between $8.20 and $19.20 over the past year. Currently, Wall Street analysts expect the stock to reach $26 within the next 12 months. Pagaya Technologies Ltd [NASDAQ: PGY] shares were valued at $11.63 at the most recent close of the market. An investor can expect a potential return of 123.56% based on the average PGY price forecast.

Analyzing the PGY fundamentals

The Pagaya Technologies Ltd [NASDAQ:PGY] reported sales of 1.00B for trailing twelve months, representing a surge of 31.00%. Gross Profit Margin for this corporation currently stands at 0.41% with Operating Profit Margin at 0.06%, Pretax Profit Margin comes in at -0.42%, and Net Profit Margin reading is -0.4%. To continue investigating profitability, this company’s Return on Assets is posted at -0.31, Equity is -0.83 and Total Capital is 0.05. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.09.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 11.31 points at the first support level, and at 11.00 for the second support level. However, for the 1st resistance point, the stock is sitting at 11.89, and for the 2nd resistance point, it is at 12.16.

Ratios To Look Out For

It’s worth pointing out that Pagaya Technologies Ltd [NASDAQ:PGY]’s Current Ratio is 1.80. As well, the Quick Ratio is 1.80, while the Cash Ratio is 0.96. Considering the valuation of this stock, the price to sales ratio is 0.87, the price to book ratio is 2.63.

Transactions by insiders

Recent insider trading involved Yulzari Yahav, Chief Business Officer, that happened on May 02 ’25 when 925.0 shares were sold. Chief Technology Officer, Pardo Avital completed a deal on May 02 ’25 to sell 1200.0 shares. Meanwhile, Director Yahav Yulzari bought 0.17 million shares on May 02 ’25.

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