The outlook and analysis of Affirm Holdings Inc (AFRM)’s stock

At the time of writing, Affirm Holdings Inc [AFRM] stock is trading at $80.69, up 1.78%. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The AFRM shares have gain 7.27% over the last week, with a monthly amount glided 38.62%, and seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Affirm Holdings Inc [NASDAQ: AFRM] stock has seen the most recent analyst activity on January 28, 2025, when Compass Point upgraded its rating to a Neutral and also boosted its price target to $61 from $20. Previously, Susquehanna downgraded its rating to Neutral on January 21, 2025, and kept the price target unchanged to $57. On January 15, 2025, William Blair initiated with a Outperform rating. JMP Securities upgraded its rating to a Mkt Outperform but stick to its price target of $78 on December 20, 2024. Jefferies upgraded its rating to a Buy and raised its price target to $82 on December 19, 2024. Wedbush upgraded its rating to Neutral for this stock on October 14, 2024, but kept the price target unchanged to $45. In a note dated October 11, 2024, Wells Fargo upgraded an Overweight rating on this stock and boosted its target price from $40 to $52.

For the past year, the stock price of Affirm Holdings Inc fluctuated between $22.25 and $79.67. Currently, Wall Street analysts expect the stock to reach $59.44 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $80.69 at the most recent close of the market. An investor can expect a potential drop of -26.34% based on the average AFRM price forecast.

Analyzing the AFRM fundamentals

According to Affirm Holdings Inc [NASDAQ:AFRM], the company’s sales were 2.80B for trailing twelve months, which represents an 46.57% jump. Gross Profit Margin for this corporation currently stands at 0.76% with Operating Profit Margin at -0.03%, Pretax Profit Margin comes in at -0.07%, and Net Profit Margin reading is -0.07%. To continue investigating profitability, this company’s Return on Assets is posted at -0.02, Equity is -0.07 and Total Capital is -0.01. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.41.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 78.93 points at the first support level, and at 77.16 for the second support level. However, for the 1st resistance point, the stock is sitting at 81.59, and for the 2nd resistance point, it is at 82.48.

Ratios To Look Out For

It is important to note that Affirm Holdings Inc [NASDAQ:AFRM] has a current ratio of 4.30. As well, the Quick Ratio is 4.30, while the Cash Ratio is 7.99. Considering the valuation of this stock, the price to sales ratio is 9.17, the price to book ratio is 9.15.

Transactions by insiders

Recent insider trading involved CHRISTA QUARLES, Director, that happened on Feb 14 ’25 when 5000.0 shares were purchased. Director, Rabois Keith completed a deal on Feb 03 ’25 to sell 16086.0 shares. Meanwhile, Chief Financial Officer O’Hare Robert sold 3227.0 shares on Jan 03 ’25.

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