At the time of writing, Affirm Holdings Inc [AFRM] stock is trading at $76.45, up 1.41%. One of the good ways to gauge the recent performance is if the stock’s short-term value is rising or falling. The AFRM shares have gain 6.06% over the last week, with a monthly amount glided 0.55%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Affirm Holdings Inc [NASDAQ: AFRM] stock has seen the most recent analyst activity on October 23, 2025, when Citigroup initiated its Buy rating and assigned the stock a price target of $100. Previously, Wells Fargo started tracking the stock with Overweight rating on October 22, 2025, and set its price target to $89. On October 06, 2025, upgrade upgraded it’s rating to Buy but maintained its price target of $101 on the stock. Rothschild & Co Redburn started tracking the stock assigning a Neutral rating and suggested a price target of $74 on August 01, 2025. Oppenheimer initiated its recommendation with a Outperform and recommended $80 as its price target on July 21, 2025. In a note dated July 14, 2025, BTIG Research downgraded an Neutral rating on this stock.
For the past year, the stock price of Affirm Holdings Inc fluctuated between $30.90 and $100.00. Currently, Wall Street analysts expect the stock to reach $90.75 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $76.45 at the most recent close of the market. An investor can expect a potential return of 18.71% based on the average AFRM price forecast.
Analyzing the AFRM fundamentals
According to Affirm Holdings Inc [NASDAQ:AFRM], the company’s sales were 3.22B for trailing twelve months, which represents an 32.95% jump. Gross Profit Margin for this corporation currently stands at 0.68% with Operating Profit Margin at -0.03%, Pretax Profit Margin comes in at 0.02%, and Net Profit Margin reading is 0.02%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.02 and Total Capital is -0.01. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.56.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 75.48 points at the first support level, and at 74.50 for the second support level. However, for the 1st resistance point, the stock is sitting at 77.39, and for the 2nd resistance point, it is at 78.32.
Ratios To Look Out For
It is important to note that Affirm Holdings Inc [NASDAQ:AFRM] has a current ratio of 6.56. Also, the Quick Ratio is 6.56, while the Cash Ratio stands at 7.52. Considering the valuation of this stock, the price to sales ratio is 7.72, the price to book ratio is 8.10 and price to earnings (TTM) ratio is 596.80.
Transactions by insiders
Recent insider trading involved Levchin Max R, Chief Executive Officer, that happened on Sep 22 ’25 when 0.65 million shares were sold. Officer/Director, Maksim Rafael Levchin completed a deal on Sep 22 ’25 to buy 0.65 million shares. Meanwhile, Chief Accounting Officer Jiyane Siphelele sold 12500.0 shares on Sep 15 ’25.
