SoFi Technologies Inc [SOFI] stock prices are down -2.42% to $29.09 at the moment. An important factor to consider is whether the stock is rising or falling in short-term value. The SOFI shares have gain 6.09% over the last week, with a monthly amount glided 16.27%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
SoFi Technologies Inc [NASDAQ: SOFI] stock has seen the most recent analyst activity on September 10, 2025, when Needham reiterated its Buy rating and also boosted its price target to $29 from $25. Previously, Rothschild & Co Redburn started tracking the stock with Neutral rating on August 01, 2025, and set its price target to $20.50. Citizens JMP downgraded its rating to a Mkt Perform. TD Cowen initiated its recommendation with a Hold and recommended $21 as its price target on July 11, 2025. Stephens started tracking with a Overweight rating for this stock on June 12, 2025, and assigned it a price target of $20. In a note dated June 02, 2025, Truist initiated a Hold rating and provided a target price of $14 on this stock.
The stock price of SoFi Technologies Inc [SOFI] has been fluctuating between $7.57 and $30.30 over the past year. Currently, Wall Street analysts expect the stock to reach $27.67 within the next 12 months. SoFi Technologies Inc [NASDAQ: SOFI] shares were valued at $29.09 at the most recent close of the market. An investor can expect a potential drop of -4.88% based on the average SOFI price forecast.
Analyzing the SOFI fundamentals
The SoFi Technologies Inc [NASDAQ:SOFI] reported sales of 4.16B for trailing twelve months, representing a surge of 31.24%. Gross Profit Margin for this corporation currently stands at 0.73% with Operating Profit Margin at 0.08%, Pretax Profit Margin comes in at 0.08%, and Net Profit Margin reading is 0.13%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.03. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.51.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 28.58 points at the first support level, and at 28.07 for the second support level. However, for the 1st resistance point, the stock is sitting at 29.87, and for the 2nd resistance point, it is at 30.65.
Ratios To Look Out For
It’s worth pointing out that SoFi Technologies Inc [NASDAQ:SOFI]’s Current Ratio is 4.52. On the other hand, the Quick Ratio is 4.52, and the Cash Ratio is 0.07. Considering the valuation of this stock, the price to sales ratio is 8.28, the price to book ratio is 4.72 and price to earnings (TTM) ratio is 58.67.
Transactions by insiders
Recent insider trading involved Rishel Jeremy, Chief Technology Officer, that happened on Sep 18 ’25 when 98733.0 shares were sold. EVP, GBUL, SIPS, Keough Kelli completed a deal on Sep 18 ’25 to sell 10036.0 shares. Meanwhile, Officer Kelli Keough bought 30412.0 shares on Sep 18 ’25.
