Currently, SoFi Technologies Inc [SOFI] is trading at $26.15, up 4.52%. An important factor to consider is whether the stock is rising or falling in short-term value. The SOFI shares have gain 7.92% over the last week, with a monthly amount glided 23.35%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
SoFi Technologies Inc [NASDAQ: SOFI] stock has seen the most recent analyst activity on August 01, 2025, when Rothschild & Co Redburn initiated its Neutral rating and assigned the stock a price target of $20.50. On July 14, 2025, downgrade downgraded it’s rating to Mkt Perform. TD Cowen started tracking the stock assigning a Hold rating and suggested a price target of $21 on July 11, 2025. Stephens initiated its recommendation with a Overweight and recommended $20 as its price target on June 12, 2025. Truist started tracking with a Hold rating for this stock on June 02, 2025, and assigned it a price target of $14. In a note dated April 25, 2025, Citizens JMP initiated an Mkt Outperform rating and provided a target price of $17 on this stock.
This stock has fluctuated between a low of $6.75 and a high of $25.25 over the last 52 weeks. Currently, Wall Street analysts expect the stock to reach $24.5 within the next 12 months. SoFi Technologies Inc [NASDAQ: SOFI] shares were valued at $26.15 at the most recent close of the market. An investor can expect a potential drop of -6.31% based on the average SOFI price forecast.
Analyzing the SOFI fundamentals
Trailing Twelve Months sales for SoFi Technologies Inc [NASDAQ:SOFI] were 4.16B which represents 31.24% growth. Gross Profit Margin for this corporation currently stands at 0.73% with Operating Profit Margin at 0.08%, Pretax Profit Margin comes in at 0.08%, and Net Profit Margin reading is 0.14%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.03. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.51.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 25.18 points at the first support level, and at 24.21 for the second support level. However, for the 1st resistance point, the stock is sitting at 26.75, and for the 2nd resistance point, it is at 27.35.
Ratios To Look Out For
To put it in perspective, the Current Ratio for SoFi Technologies Inc [NASDAQ:SOFI] is 4.52. On the other hand, the Quick Ratio is 4.52, and the Cash Ratio is 0.07. Considering the valuation of this stock, the price to sales ratio is 7.44, the price to book ratio is 4.24 and price to earnings (TTM) ratio is 52.74.
Transactions by insiders
Recent insider trading involved Keough Kelli, EVP, GBUL, SIPS, that happened on Aug 20 ’25 when 10578.0 shares were sold. Officer, Pinto Arun completed a deal on Aug 15 ’25 to buy 24147.0 shares. Meanwhile, Officer Schuppenhauer Eric bought 23354.0 shares on Aug 15 ’25.
