LoanDepot Inc (LDI) stock poised to deliver a potential drop of -29.65%

At the time of writing, LoanDepot Inc [LDI] stock is trading at $1.99, saw in change for the day. One of the good ways to gauge the recent performance is if the stock’s short-term value is rising or falling. The LDI shares have gain 14.37% over the last week, with a monthly amount glided 18.45%, and seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

LoanDepot Inc [NYSE: LDI] stock has seen the most recent analyst activity on January 09, 2024, when Goldman downgraded its rating to a Sell but kept the price target unchanged to $3 for it. Previously, UBS started tracking the stock with Neutral rating on December 06, 2023, and set its price target to $2. On March 09, 2023, downgrade downgraded it’s rating to Mkt Perform. Credit Suisse downgraded its rating to a Neutral. Piper Sandler downgraded its rating to a Neutral and reduced its price target to $3.50 on May 11, 2022. JMP Securities downgraded its rating to Mkt Perform for this stock on May 11, 2022. In a note dated May 11, 2022, Citigroup downgraded an Sell rating on this stock and revised its target price from $5 to $2.

For the past year, the stock price of LoanDepot Inc fluctuated between $1.01 and $3.22. Currently, Wall Street analysts expect the stock to reach $1.4 within the next 12 months. LoanDepot Inc [NYSE: LDI] shares were valued at $1.99 at the most recent close of the market. An investor can expect a potential drop of -29.65% based on the average LDI price forecast.

Analyzing the LDI fundamentals

According to LoanDepot Inc [NYSE:LDI], the company’s sales were 1.08B for trailing twelve months, which represents an 3.27% jump. Gross Profit Margin for this corporation currently stands at 0.94% with Operating Profit Margin at 0.07%, Pretax Profit Margin comes in at -0.14%, and Net Profit Margin reading is -0.06%. To continue investigating profitability, this company’s Return on Assets is posted at -0.01, Equity is -0.17 and Total Capital is 0.02. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of10.27.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 1.8400 points at the first support level, and at 1.6900 for the second support level. However, for the 1st resistance point, the stock is sitting at 2.0700, and for the 2nd resistance point, it is at 2.1500.

Ratios To Look Out For

It is important to note that LoanDepot Inc [NYSE:LDI] has a current ratio of 0.22. Also, the Quick Ratio is 0.22, while the Cash Ratio stands at 0.16. Considering the valuation of this stock, the price to sales ratio is 0.61, the price to book ratio is 1.53.

Transactions by insiders

Recent insider trading involved Binowitz Dan, Former Officer, that happened on Aug 14 ’25 when 35000.0 shares were purchased. Officer, Jeffrey A. Walsh completed a deal on Aug 13 ’25 to buy 16945.0 shares. Meanwhile, Executive Chair & Interim CEO Hsieh Anthony Li sold 0.27 million shares on Jul 23 ’25.

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