PennyMac Financial Services Inc [PFSI] stock prices are up 2.91% to $95.85 at the moment. An important factor to consider is whether the stock is rising or falling in short-term value. The PFSI shares have gain 1.89% over the last week, with a monthly amount drifted -6.68%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
PennyMac Financial Services Inc [NYSE: PFSI] stock has seen the most recent analyst activity on April 08, 2025, when Keefe Bruyette upgraded its rating to a Outperform but kept the price target unchanged to $114 for it. Previously, Keefe Bruyette downgraded its rating to Mkt Perform on July 22, 2024, and kept the price target unchanged to $102. On April 09, 2024, upgrade upgraded it’s rating to Outperform and revised its price target to $105 on the stock. Deutsche Bank started tracking the stock assigning a Buy rating and suggested a price target of $115 on January 10, 2024. Keefe Bruyette downgraded its rating to a Mkt Perform. UBS started tracking with a Neutral rating for this stock on December 06, 2023, and assigned it a price target of $85. In a note dated November 15, 2023, Barclays initiated an Overweight rating and provided a target price of $82 on this stock.
The stock price of PennyMac Financial Services Inc [PFSI] has been fluctuating between $85.74 and $119.13 over the past year. Currently, Wall Street analysts expect the stock to reach $117.5 within the next 12 months. PennyMac Financial Services Inc [NYSE: PFSI] shares were valued at $95.85 at the most recent close of the market. An investor can expect a potential return of 22.59% based on the average PFSI price forecast.
Analyzing the PFSI fundamentals
The PennyMac Financial Services Inc [NYSE:PFSI] reported sales of 3.85B for trailing twelve months, representing a surge of 1.94%. Gross Profit Margin for this corporation currently stands at 0.95% with Operating Profit Margin at 0.38%, Pretax Profit Margin comes in at 0.15%, and Net Profit Margin reading is 0.14%. To continue investigating profitability, this company’s Return on Assets is posted at 0.02, Equity is 0.1 and Total Capital is 0.1. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 4.59.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 93.69 points at the first support level, and at 91.53 for the second support level. However, for the 1st resistance point, the stock is sitting at 98.07, and for the 2nd resistance point, it is at 100.30.
Ratios To Look Out For
It’s worth pointing out that PennyMac Financial Services Inc [NYSE:PFSI]’s Current Ratio is 0.09. On the other hand, the Quick Ratio is 0.09, and the Cash Ratio is 0.01. Considering the valuation of this stock, the price to sales ratio is 1.29, the price to book ratio is 1.23 and price to earnings (TTM) ratio is 13.29.
Transactions by insiders
Recent insider trading involved SPECTOR DAVID, Chairman & CEO, that happened on Jul 07 ’25 when 5000.0 shares were sold. Chairman & CEO, SPECTOR DAVID completed a deal on Jun 11 ’25 to sell 5000.0 shares. Meanwhile, Officer David Spector bought 15000.0 shares on Jun 11 ’25.
