A share price of Upstart Holdings Inc [UPST] is currently trading at $79.99, up 4.32%. One of the good ways to gauge the recent performance is if the stock’s short-term value is rising or falling. The UPST shares have gain 7.91% over the last week, with a monthly amount glided 37.89%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
On June 12, 2025, Stephens initiated with a Equal-Weight rating and assigned a price target of $55 on the stock. BofA Securities upgraded its rating to a Neutral but stick to its price target of $53 on April 29, 2025. Morgan Stanley upgraded its rating to a Equal-Weight and raised its price target to $70 on February 14, 2025. JP Morgan upgraded its rating to Neutral for this stock on February 12, 2025, and upped its price target to $79. In a note dated February 12, 2025, B. Riley Securities upgraded an Buy rating on this stock and boosted its target price from $49 to $105.
Upstart Holdings Inc experienced fluctuations in its stock price throughout the past year between $20.60 and $96.43. Currently, Wall Street analysts expect the stock to reach $63 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $79.99 at the most recent close of the market. An investor can expect a potential drop of -21.24% based on the average UPST price forecast.
Analyzing the UPST fundamentals
Trailing Twelve Months sales for Upstart Holdings Inc [NASDAQ:UPST] were 722.11M which represents 66.96% growth. Gross Profit Margin for this corporation currently stands at 0.99% with Operating Profit Margin at -0.15%, Pretax Profit Margin comes in at -0.09%, and Net Profit Margin reading is -0.09%. To continue investigating profitability, this company’s Return on Assets is posted at -0.03, Equity is -0.11 and Total Capital is -0.05. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 75.08 points at the first support level, and at 70.16 for the second support level. However, for the 1st resistance point, the stock is sitting at 82.83, and for the 2nd resistance point, it is at 85.66.
Ratios To Look Out For
To put it in perspective, the Current Ratio for Upstart Holdings Inc [NASDAQ:UPST] is 5.25. Also, the Quick Ratio is 5.25, while the Cash Ratio stands at 3.16. Considering the valuation of this stock, the price to sales ratio is 10.54, the price to book ratio is 11.24.
Transactions by insiders
Recent insider trading involved Singh Cassidy Sukhinder, Former Director, that happened on Jul 18 ’25 when 5000.0 shares were purchased. Chief Executive Officer, Girouard Dave completed a deal on Jul 15 ’25 to sell 41667.0 shares. Meanwhile, Officer Girouard Dave bought 41667.0 shares on Jul 15 ’25.
