Texas Capital Bancshares, Inc (TCBI) stock expected to decline by -6.31%: What’s driving the pessimism?

Texas Capital Bancshares, Inc [TCBI] stock is trading at $85.85, up 1.89%. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The TCBI shares have gain 8.92% over the last week, with a monthly amount glided 18.19%, and seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Texas Capital Bancshares, Inc [NASDAQ: TCBI] stock has seen the most recent analyst activity on May 21, 2025, when Jefferies initiated its Hold rating and assigned the stock a price target of $80. Previously, Hovde Group reaffirmed its Market Perform rating on April 21, 2025, and dropped its price target to $75. On March 07, 2025, Hovde Group reiterated its Market Perform rating and revised its price target to $84 on the stock. Hovde Group reiterated its Market Perform rating and increased its price target to $79 on October 18, 2024. Piper Sandler downgraded its rating to a Neutral and raised its price target to $82 on October 18, 2024. Hovde Group reiterated a Market Perform rating for this stock on September 23, 2024, and upped its price target to $73. In a note dated September 17, 2024, Raymond James upgraded an Outperform rating on this stock but restated the target price of $78.

Texas Capital Bancshares, Inc [TCBI] stock has fluctuated between $56.24 and $91.80 over the past year. Currently, Wall Street analysts expect the stock to reach $80.43 within the next 12 months. Texas Capital Bancshares, Inc [NASDAQ: TCBI] shares were valued at $85.85 at the most recent close of the market. An investor can expect a potential drop of -6.31% based on the average TCBI price forecast.

Analyzing the TCBI fundamentals

Texas Capital Bancshares, Inc [NASDAQ:TCBI] reported sales of 1.95B for the trailing twelve months, which represents a growth of 4.13%. Gross Profit Margin for this corporation currently stands at 0.5% with Operating Profit Margin at 0.07%, Pretax Profit Margin comes in at 0.07%, and Net Profit Margin reading is 0.06%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.03 and Total Capital is 0.03. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.41.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 83.20 points at the first support level, and at 80.54 for the second support level. However, for the 1st resistance point, the stock is sitting at 87.41, and for the 2nd resistance point, it is at 88.96.

Ratios To Look Out For

For context, Texas Capital Bancshares, Inc’s Current Ratio is 0.45. Considering the valuation of this stock, the price to sales ratio is 2.02, the price to book ratio is 1.26 and price to earnings (TTM) ratio is 49.58.

Transactions by insiders

Recent insider trading involved STALLINGS ROBERT W, Director, that happened on Jun 11 ’25 when 10500.0 shares were purchased. Director, STALLINGS ROBERT W completed a deal on Jun 02 ’25 to buy 7000.0 shares. Meanwhile, Director STALLINGS ROBERT W bought 8000.0 shares on May 21 ’25.

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