At the time of writing, SoFi Technologies Inc [SOFI] stock is trading at $26.19, down -7.94%. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The SOFI shares have gain 3.76% over the last week, with a monthly amount glided 0.89%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
SoFi Technologies Inc [NASDAQ: SOFI] stock has seen the most recent analyst activity on September 10, 2025, when Needham reiterated its Buy rating and also boosted its price target to $29 from $25. Previously, Rothschild & Co Redburn started tracking the stock with Neutral rating on August 01, 2025, and set its price target to $20.50. Citizens JMP downgraded its rating to a Mkt Perform. TD Cowen initiated its recommendation with a Hold and recommended $21 as its price target on July 11, 2025. Stephens started tracking with a Overweight rating for this stock on June 12, 2025, and assigned it a price target of $20. In a note dated June 02, 2025, Truist initiated a Hold rating and provided a target price of $14 on this stock.
For the past year, the stock price of SoFi Technologies Inc fluctuated between $8.46 and $30.30. Currently, Wall Street analysts expect the stock to reach $25.25 within the next 12 months. SoFi Technologies Inc [NASDAQ: SOFI] shares were valued at $26.19 at the most recent close of the market. An investor can expect a potential drop of -3.59% based on the average SOFI price forecast.
Analyzing the SOFI fundamentals
According to SoFi Technologies Inc [NASDAQ:SOFI], the company’s sales were 4.16B for trailing twelve months, which represents an 31.24% jump. Gross Profit Margin for this corporation currently stands at 0.73% with Operating Profit Margin at 0.08%, Pretax Profit Margin comes in at 0.08%, and Net Profit Margin reading is 0.13%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.03. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.59.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.
Ratios To Look Out For
It is important to note that SoFi Technologies Inc [NASDAQ:SOFI] has a current ratio of 4.52. As well, the Quick Ratio is 4.52, while the Cash Ratio is 0.07. Considering the valuation of this stock, the price to sales ratio is 7.46, the price to book ratio is 4.25 and price to earnings (TTM) ratio is 52.82.
Transactions by insiders
Recent insider trading involved Rishel Jeremy, Chief Technology Officer, that happened on Sep 18 ’25 when 98733.0 shares were sold. EVP, GBUL, SIPS, Keough Kelli completed a deal on Sep 18 ’25 to sell 10036.0 shares. Meanwhile, Officer Kelli Keough bought 30412.0 shares on Sep 18 ’25.
