A share price of PennyMac Financial Services Inc [PFSI] is currently trading at $159.46, up 5.81%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The PFSI shares have gain 9.08% over the last week, with a monthly amount glided 22.25%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
PennyMac Financial Services Inc [NYSE: PFSI] stock has seen the most recent analyst activity on December 19, 2025, when Jefferies initiated its Buy rating and assigned the stock a price target of $160. Previously, Keefe Bruyette downgraded its rating to Mkt Perform on October 07, 2025, and kept the price target unchanged to $129. Keefe Bruyette upgraded its rating to an Outperform but stick to its price target of $114 on April 08, 2025. Keefe Bruyette downgraded its rating to a Mkt Perform but $102 remained the price target by the analyst firm on July 22, 2024. Keefe Bruyette upgraded its rating to Outperform for this stock on April 09, 2024, and upped its price target to $105. In a note dated January 10, 2024, Deutsche Bank initiated a Buy rating and provided a target price of $115 on this stock.
PennyMac Financial Services Inc experienced fluctuations in its stock price throughout the past year between $85.74 and $153.00. Currently, Wall Street analysts expect the stock to reach $155.17 within the next 12 months. PennyMac Financial Services Inc [NYSE: PFSI] shares were valued at $159.46 at the most recent close of the market. An investor can expect a potential drop of -2.69% based on the average PFSI price forecast.
Analyzing the PFSI fundamentals
Trailing Twelve Months sales for PennyMac Financial Services Inc [NYSE:PFSI] were 4.19B which represents 35.20% growth. Gross Profit Margin for this corporation currently stands at 0.73% with Operating Profit Margin at 0.28%, Pretax Profit Margin comes in at 0.18%, and Net Profit Margin reading is 0.16%. To continue investigating profitability, this company’s Return on Assets is posted at 0.02, Equity is 0.12 and Total Capital is 0.05. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 4.61.
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Ratios To Look Out For
To put it in perspective, the Current Ratio for PennyMac Financial Services Inc [NYSE:PFSI] is 0.10. Further, the Quick Ratio stands at 0.10, while the Cash Ratio is 0.07. Considering the valuation of this stock, the price to sales ratio is 1.98, the price to book ratio is 1.97 and price to earnings (TTM) ratio is 17.17.
Transactions by insiders
Recent insider trading involved SPECTOR DAVID, Chairman & CEO, that happened on Jan 13 ’26 when 10000.0 shares were sold. Officer, David Spector completed a deal on Jan 13 ’26 to buy 10000.0 shares. Meanwhile, MD, Chief Accounting Officer Hendry Gregory L sold 3530.0 shares on Dec 18 ’25.
