Understanding Affirm Holdings Inc (AFRM)’s Gross Margin and Net Margin Figures

Abby Carey

Currently, Affirm Holdings Inc [AFRM] is trading at $76.65, up 1.04%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The AFRM shares have gain 4.89% over the last week, with a monthly amount drifted -10.75%, and not seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Affirm Holdings Inc [NASDAQ: AFRM] stock has seen the most recent analyst activity on October 06, 2025, when Rothschild & Co Redburn upgraded its rating to a Buy but kept the price target unchanged to $101 for it. Previously, Rothschild & Co Redburn started tracking the stock with Neutral rating on August 01, 2025, and set its price target to $74. On July 21, 2025, Oppenheimer initiated with a Outperform rating and assigned a price target of $80 on the stock. BTIG Research downgraded its rating to a Neutral. Stephens started tracking with a Equal-Weight rating for this stock on June 12, 2025, and assigned it a price target of $69. In a note dated June 02, 2025, Truist initiated an Buy rating and provided a target price of $58 on this stock.

This stock has fluctuated between a low of $30.90 and a high of $100.00 over the last 52 weeks. Currently, Wall Street analysts expect the stock to reach $91 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $76.65 at the most recent close of the market. An investor can expect a potential return of 18.72% based on the average AFRM price forecast.

Analyzing the AFRM fundamentals

Trailing Twelve Months sales for Affirm Holdings Inc [NASDAQ:AFRM] were 3.22B which represents 32.95% growth. Gross Profit Margin for this corporation currently stands at 0.68% with Operating Profit Margin at -0.03%, Pretax Profit Margin comes in at 0.02%, and Net Profit Margin reading is 0.02%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.02 and Total Capital is -0.01. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.56.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 74.80 points at the first support level, and at 72.96 for the second support level. However, for the 1st resistance point, the stock is sitting at 77.84, and for the 2nd resistance point, it is at 79.04.

Ratios To Look Out For

To put it in perspective, the Current Ratio for Affirm Holdings Inc [NASDAQ:AFRM] is 6.56. Further, the Quick Ratio stands at 6.56, while the Cash Ratio is 7.52. Considering the valuation of this stock, the price to sales ratio is 7.74, the price to book ratio is 8.12 and price to earnings (TTM) ratio is 598.36.

Transactions by insiders

Recent insider trading involved Levchin Max R, Chief Executive Officer, that happened on Sep 22 ’25 when 0.65 million shares were sold. Officer/Director, Maksim Rafael Levchin completed a deal on Sep 22 ’25 to buy 0.65 million shares. Meanwhile, Chief Accounting Officer Jiyane Siphelele sold 12500.0 shares on Sep 15 ’25.

MZP News
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.