Paymentus Holdings Inc [PAY] stock is trading at $32.33, down -2.03%. In order to assess the stock’s recent performance, you can check whether its short-term value is rising or falling. The PAY shares have gain 5.65% over the last week, with a monthly amount drifted -9.52%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Paymentus Holdings Inc [NYSE: PAY] stock has seen the most recent analyst activity on July 22, 2025, when Wolfe Research upgraded its rating to a Outperform. Previously, Raymond James upgraded its rating to Outperform on July 14, 2025, and kept the price target unchanged to $84. Robert W. Baird upgraded its rating to a Outperform but stick to its price target of $23 on July 10, 2024. Raymond James downgraded its rating to a Mkt Perform. Wells Fargo started tracking with a Equal Weight rating for this stock on January 17, 2024, and assigned it a price target of $17.
Paymentus Holdings Inc [PAY] stock has fluctuated between $20.26 and $40.43 over the past year. Currently, Wall Street analysts expect the stock to reach $37.67 within the next 12 months. Paymentus Holdings Inc [NYSE: PAY] shares were valued at $32.33 at the most recent close of the market. An investor can expect a potential return of 16.52% based on the average PAY price forecast.
Analyzing the PAY fundamentals
Paymentus Holdings Inc [NYSE:PAY] reported sales of 1.04B for the trailing twelve months, which represents a growth of 41.87%. Gross Profit Margin for this corporation currently stands at 0.25% with Operating Profit Margin at 0.06%, Pretax Profit Margin comes in at 0.06%, and Net Profit Margin reading is 0.05%. To continue investigating profitability, this company’s Return on Assets is posted at 0.09, Equity is 0.11 and Total Capital is 0.11. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.02.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 31.92 points at the first support level, and at 31.50 for the second support level. However, for the 1st resistance point, the stock is sitting at 33.14, and for the 2nd resistance point, it is at 33.95.
Ratios To Look Out For
For context, Paymentus Holdings Inc’s Current Ratio is 4.56. In addition, the Quick Ratio stands at 4.56 and the Cash Ratio stands at 3.19. Considering the valuation of this stock, the price to sales ratio is 3.88, the price to book ratio is 7.84 and price to earnings (TTM) ratio is 74.07.
Transactions by insiders
Recent insider trading involved Kalra Sanjay, SVP and CFO, that happened on May 16 ’25 when 25000.0 shares were sold. Officer, SANJAY KALRA completed a deal on May 16 ’25 to buy 25000.0 shares. Meanwhile, Director OBEROI ARUN sold 4415.0 shares on May 15 ’25.
