Chime Financial Inc [CHYM] stock prices are up 3.88% to $21.95 at the moment. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The CHYM shares have gain 18.91% over the last week, with a monthly amount glided 28.74%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Chime Financial Inc [NASDAQ: CHYM] stock has seen the most recent analyst activity on December 01, 2025, when Goldman upgraded its rating to a Buy but kept the price target unchanged to $27 for it. Previously, Jefferies started tracking the stock with Hold rating on November 03, 2025, and set its price target to $17. On September 30, 2025, Arete initiated with a Buy rating and assigned a price target of $34 on the stock. Keefe Bruyette initiated its recommendation with a Outperform and recommended $42 as its price target on July 08, 2025. Wolfe Research started tracking with a Outperform rating for this stock on July 07, 2025, and assigned it a price target of $38. In a note dated July 07, 2025, William Blair initiated an Outperform rating.
The stock price of Chime Financial Inc [CHYM] has been fluctuating between $16.17 and $44.94 over the past year. Currently, Wall Street analysts expect the stock to reach $30.4 within the next 12 months. Chime Financial Inc [NASDAQ: CHYM] shares were valued at $21.95 at the most recent close of the market. An investor can expect a potential return of 38.5% based on the average CHYM price forecast.
Analyzing the CHYM fundamentals
The Chime Financial Inc [NASDAQ:CHYM] reported sales of 1.97B for trailing twelve months, representing a surge of 22.80%. Gross Profit Margin for this corporation currently stands at 0.88% with Operating Profit Margin at -0.49%, Pretax Profit Margin comes in at -0.48%, and Net Profit Margin reading is -0.48%. To continue investigating profitability, this company’s Return on Assets is posted at -0.5, Equity is -0.82 and Total Capital is -0.63. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.09.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 21.44 points at the first support level, and at 20.93 for the second support level. However, for the 1st resistance point, the stock is sitting at 22.60, and for the 2nd resistance point, it is at 23.25.
Ratios To Look Out For
It’s worth pointing out that Chime Financial Inc [NASDAQ:CHYM]’s Current Ratio is 4.94. Further, the Quick Ratio stands at 4.94, while the Cash Ratio is 1.25. Considering the valuation of this stock, the price to sales ratio is 4.18, the price to book ratio is 5.69.
Transactions by insiders
Recent insider trading involved Asmerom Amine, Chief Accounting Officer, that happened on Nov 26 ’25 when 50000.0 shares were sold. Chief Accounting Officer, Asmerom Amine completed a deal on Nov 28 ’25 to sell 34589.0 shares. Meanwhile, Officer AMINE ASMEROM bought 84589.0 shares on Nov 26 ’25.
