A Closer Look at Ally Financial Inc (ALLY)’s Operating Margin

Nora Barnes

Ally Financial Inc [ALLY] stock prices are down -0.16% to $37.65 at the moment. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The ALLY shares have lost -4.61% over the last week, with a monthly amount drifted -7.04%, and not seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Ally Financial Inc [NYSE: ALLY] stock has seen the most recent analyst activity on October 20, 2025, when TD Cowen upgraded its rating to a Buy but kept the price target unchanged to $50 for it. Previously, Wells Fargo upgraded its rating to Equal Weight on September 02, 2025, and kept the price target unchanged to $45. On July 14, 2025, upgrade upgraded it’s rating to Neutral. Compass Point upgraded its rating to a Buy but stick to its price target of $41 on April 07, 2025. BTIG Research downgraded its rating to a Sell but $30 remained the price target by the analyst firm on March 25, 2025. Wolfe Research downgraded its rating to Peer Perform for this stock on December 05, 2024. In a note dated October 21, 2024, Raymond James upgraded an Mkt Perform rating on this stock.

The stock price of Ally Financial Inc [ALLY] has been fluctuating between $29.52 and $44.83 over the past year. Currently, Wall Street analysts expect the stock to reach $46 within the next 12 months. Ally Financial Inc [NYSE: ALLY] shares were valued at $37.65 at the most recent close of the market. An investor can expect a potential return of 22.18% based on the average ALLY price forecast.

Analyzing the ALLY fundamentals

The Ally Financial Inc [NYSE:ALLY] reported sales of 15.29B for trailing twelve months, representing a drop of -5.04%. Gross Profit Margin for this corporation currently stands at 0.45% with Operating Profit Margin at 0.05%, Pretax Profit Margin comes in at 0.05%, and Net Profit Margin reading is 0.04%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.04 and Total Capital is 0.02. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of1.36.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 37.24 points at the first support level, and at 36.83 for the second support level. However, for the 1st resistance point, the stock is sitting at 38.00, and for the 2nd resistance point, it is at 38.34.

Ratios To Look Out For

It’s worth pointing out that Ally Financial Inc [NYSE:ALLY]’s Current Ratio is 1.30. Considering the valuation of this stock, the price to sales ratio is 0.76, the price to book ratio is 0.91 and price to earnings (TTM) ratio is 22.67.

Transactions by insiders

Recent insider trading involved Richard Stephanie N, Officer, that happened on Apr 30 ’25 when 8000.0 shares were purchased. Chief HR & Corp Citizenship, Patterson Kathleen L. completed a deal on Oct 22 ’25 to sell 29000.0 shares. Meanwhile, Officer KATHLEEN PATTERSON bought 29000.0 shares on Oct 22 ’25.

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