It’s still a bull thesis, just subverted: Essent Group Ltd (ESNT)

Ulysses Smith

At the time of writing, Essent Group Ltd [ESNT] stock is trading at $61.56, up 1.25%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The ESNT shares have gain 4.62% over the last week, with a monthly amount drifted -7.87%, and not seem to be holding up well over a long-time horizon.

From an analyst’s perspective:

Essent Group Ltd [NYSE: ESNT] stock has seen the most recent analyst activity on October 07, 2025, when JP Morgan downgraded its rating to a Neutral but kept the price target unchanged to $65 for it. Previously, Keefe Bruyette downgraded its rating to Mkt Perform on July 07, 2025, and kept the price target unchanged to $67. On April 08, 2025, upgrade upgraded it’s rating to Overweight but maintained its price target of $60 on the stock. Barclays downgraded its rating to a Equal Weight and decreased its price target to $58 on January 06, 2025. Keefe Bruyette upgraded its rating to a Outperform and raised its price target to $70 on August 05, 2024. JP Morgan downgraded its rating to Neutral for this stock on April 03, 2024, and upped its price target to $61. In a note dated December 06, 2023, UBS initiated an Neutral rating and provided a target price of $54 on this stock.

For the past year, the stock price of Essent Group Ltd fluctuated between $51.61 and $67.09. Currently, Wall Street analysts expect the stock to reach $67.5 within the next 12 months. Essent Group Ltd [NYSE: ESNT] shares were valued at $61.56 at the most recent close of the market. An investor can expect a potential return of 9.65% based on the average ESNT price forecast.

Analyzing the ESNT fundamentals

According to Essent Group Ltd [NYSE:ESNT], the company’s sales were 1.24B for trailing twelve months, which represents an -1.41% plunge. Gross Profit Margin for this corporation currently stands at 0.9% with Operating Profit Margin at 0.64%, Pretax Profit Margin comes in at 0.64%, and Net Profit Margin reading is 0.54%. To continue investigating profitability, this company’s Return on Assets is posted at 0.1, Equity is 0.12 and Total Capital is 0.12.

Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.

Ratios To Look Out For

It is important to note that Essent Group Ltd [NYSE:ESNT] has a current ratio of 4.11. Considering the valuation of this stock, the price to sales ratio is 4.81, the price to book ratio is 1.05 and price to earnings (TTM) ratio is 8.96.

Transactions by insiders

Recent insider trading involved Gibbons Mary Lourdes, SVP and Chief Legal Officer, that happened on Dec 18 ’25 when 4352.0 shares were sold. Officer, Gibbons Mary Lourdes completed a deal on Dec 18 ’25 to buy 14610.0 shares. Meanwhile, Director KASMAR ROY JAMES sold 3250.0 shares on Nov 14 ’25.

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