At the time of writing, Affirm Holdings Inc [AFRM] stock is trading at $82.35, up 1.92%. One of the good ways to gauge the recent performance is if the stock’s short-term value is rising or falling. The AFRM shares have gain 9.06% over the last week, with a monthly amount glided 19.89%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Previously, Citigroup started tracking the stock with Buy rating on October 23, 2025, and set its price target to $100. On October 22, 2025, Wells Fargo initiated with an Overweight rating and assigned a price target of $89 on the stock. Rothschild & Co Redburn upgraded its rating to a Buy but stick to its price target of $101 on October 06, 2025. Rothschild & Co Redburn initiated its recommendation with a Neutral and recommended $74 as its price target on August 01, 2025. Oppenheimer started tracking with an Outperform rating for this stock on July 21, 2025, and assigned it a price target of $80.
For the past year, the stock price of Affirm Holdings Inc fluctuated between $30.90 and $100.00. Currently, Wall Street analysts expect the stock to reach $94.13 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $82.35 at the most recent close of the market. An investor can expect a potential return of 14.3% based on the average AFRM price forecast.
Analyzing the AFRM fundamentals
According to Affirm Holdings Inc [NASDAQ:AFRM], the company’s sales were 3.26B for trailing twelve months, which represents an 33.77% jump. Gross Profit Margin for this corporation currently stands at 0.68% with Operating Profit Margin at 0.03%, Pretax Profit Margin comes in at 0.07%, and Net Profit Margin reading is 0.07%. To continue investigating profitability, this company’s Return on Assets is posted at 0.02, Equity is 0.08 and Total Capital is 0.01. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.41.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 79.82 points at the first support level, and at 77.29 for the second support level. However, for the 1st resistance point, the stock is sitting at 83.69, and for the 2nd resistance point, it is at 85.03.
Ratios To Look Out For
It is important to note that Affirm Holdings Inc [NASDAQ:AFRM] has a current ratio of 12.81. Also, the Quick Ratio is 12.81, while the Cash Ratio stands at 8.32. Considering the valuation of this stock, the price to sales ratio is 8.34, the price to book ratio is 8.24 and price to earnings (TTM) ratio is 122.04.
Transactions by insiders
Recent insider trading involved ROBERT WARREN OHARE, Officer, that happened on Jan 05 ’26 when 48389.0 shares were purchased. Officer/Director, Maksim Rafael Levchin completed a deal on Jan 05 ’26 to buy 0.67 million shares. Meanwhile, Chief Financial Officer O’Hare Robert sold 8189.0 shares on Dec 03 ’25.
