A share price of Live Oak Bancshares Inc [LOB] is currently trading at $35.31, up 0.20%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The LOB shares have gain 7.65% over the last week, with a monthly amount glided 10.03%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Live Oak Bancshares Inc [NYSE: LOB] stock has seen the most recent analyst activity on September 10, 2025, when Cantor Fitzgerald initiated its Neutral rating and assigned the stock a price target of $42. Previously, Keefe Bruyette upgraded its rating to Outperform on August 19, 2025, and kept the price target unchanged to $43. On October 05, 2023, upgrade upgraded it’s rating to Overweight but maintained its price target of $40 on the stock. JP Morgan upgraded its rating to a Neutral and increased its price target to $26.50 on April 28, 2023. JP Morgan downgraded its rating to Underweight for this stock on December 13, 2022, and downed its price target to $30. In a note dated July 07, 2022, Raymond James downgraded an Mkt Perform rating on this stock.
Live Oak Bancshares Inc experienced fluctuations in its stock price throughout the past year between $22.68 and $45.64. Currently, Wall Street analysts expect the stock to reach $42.33 within the next 12 months. Live Oak Bancshares Inc [NYSE: LOB] shares were valued at $35.31 at the most recent close of the market. An investor can expect a potential return of 19.88% based on the average LOB price forecast.
Analyzing the LOB fundamentals
Trailing Twelve Months sales for Live Oak Bancshares Inc [NYSE:LOB] were 1.01B which represents 9.89% growth. Gross Profit Margin for this corporation currently stands at 0.32% with Operating Profit Margin at 0.1%, Pretax Profit Margin comes in at 0.1%, and Net Profit Margin reading is 0.07%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.06 and Total Capital is 0.01. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.09.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 34.91 points at the first support level, and at 34.51 for the second support level. However, for the 1st resistance point, the stock is sitting at 35.60, and for the 2nd resistance point, it is at 35.89.
Ratios To Look Out For
To put it in perspective, the Current Ratio for Live Oak Bancshares Inc [NYSE:LOB] is 2.00. Considering the valuation of this stock, the price to sales ratio is 1.60, the price to book ratio is 1.47 and price to earnings (TTM) ratio is 23.67.
Transactions by insiders
Recent insider trading involved MAHAN JAMES S III, Chief Executive Officer, that happened on Dec 10 ’25 when 10000.0 shares were sold. Officer, MAHAN JAMES S III completed a deal on Dec 12 ’25 to buy 10000.0 shares. Meanwhile, Officer MAHAN JAMES S III bought 10000.0 shares on Dec 10 ’25.
