Chime Financial Inc [CHYM] stock is trading at $26.19, down -4.73%. An important factor to consider is whether the stock is rising or falling in short-term value. The CHYM shares have gain 8.58% over the last week, with a monthly amount glided 29.65%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Chime Financial Inc [NASDAQ: CHYM] stock has seen the most recent analyst activity on December 11, 2025, when B. Riley Securities initiated its Buy rating and assigned the stock a price target of $35. Previously, Goldman upgraded its rating to Buy on December 01, 2025, and kept the price target unchanged to $27. On November 03, 2025, Jefferies initiated with a Hold rating and assigned a price target of $17 on the stock. Arete started tracking the stock assigning a Buy rating and suggested a price target of $34 on September 30, 2025. Keefe Bruyette started tracking with an Outperform rating for this stock on July 08, 2025, and assigned it a price target of $42. In a note dated July 07, 2025, Wolfe Research initiated an Outperform rating and provided a target price of $38 on this stock.
Chime Financial Inc [CHYM] stock has fluctuated between $16.17 and $44.94 over the past year. Currently, Wall Street analysts expect the stock to reach $30.4 within the next 12 months. Chime Financial Inc [NASDAQ: CHYM] shares were valued at $26.19 at the most recent close of the market. An investor can expect a potential return of 16.07% based on the average CHYM price forecast.
Analyzing the CHYM fundamentals
Chime Financial Inc [NASDAQ:CHYM] reported sales of 1.97B for the trailing twelve months, which represents a growth of 22.80%. Gross Profit Margin for this corporation currently stands at 0.88% with Operating Profit Margin at -0.49%, Pretax Profit Margin comes in at -0.48%, and Net Profit Margin reading is -0.48%. To continue investigating profitability, this company’s Return on Assets is posted at -0.5, Equity is -0.82 and Total Capital is -0.63. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.09.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 25.61 points at the first support level, and at 25.04 for the second support level. However, for the 1st resistance point, the stock is sitting at 27.09, and for the 2nd resistance point, it is at 27.99.
Ratios To Look Out For
For context, Chime Financial Inc’s Current Ratio is 4.94. On the other hand, the Quick Ratio is 4.94, and the Cash Ratio is 1.25. Considering the valuation of this stock, the price to sales ratio is 4.99, the price to book ratio is 6.79.
Transactions by insiders
Recent insider trading involved FRANKEL ADAM B, General Counsel, that happened on Dec 11 ’25 when 500.0 shares were sold. General Counsel, FRANKEL ADAM B completed a deal on Dec 10 ’25 to sell 1000.0 shares. Meanwhile, Director CROSSLINK CROSSOVER FUND VI, L bought 0.18 million shares on Dec 11 ’25.
