Oportun Financial Corp [OPRT] stock is trading at $4.96, up 3.77%. One of the good ways to gauge the recent performance is if the stock’s short-term value is rising or falling. The OPRT shares have gain 6.21% over the last week, with a monthly amount drifted -10.79%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Oportun Financial Corp [NASDAQ: OPRT] stock has seen the most recent analyst activity on October 07, 2025, when JP Morgan downgraded its rating to a Underweight but kept the price target unchanged to $6 for it. Previously, Stephens started tracking the stock with Overweight rating on June 12, 2025, and set its price target to $10. On March 05, 2025, BTIG Research initiated with a Buy rating and assigned a price target of $10 on the stock. JMP Securities downgraded its rating to a Mkt Perform. Jefferies downgraded its rating to a Hold and reduced its price target to $3.50 on March 14, 2024. JP Morgan downgraded its rating to Neutral for this stock on October 17, 2023, and upped its price target to $8. In a note dated June 29, 2023, B. Riley Securities initiated a Buy rating and provided a target price of $9 on this stock.
Oportun Financial Corp [OPRT] stock has fluctuated between $3.14 and $9.24 over the past year. Currently, Wall Street analysts expect the stock to reach $10.88 within the next 12 months. Oportun Financial Corp [NASDAQ: OPRT] shares were valued at $4.96 at the most recent close of the market. An investor can expect a potential return of 119.35% based on the average OPRT price forecast.
Analyzing the OPRT fundamentals
Oportun Financial Corp [NASDAQ:OPRT] reported sales of 959.94M for the trailing twelve months, which represents a drop of -4.51%. Gross Profit Margin for this corporation currently stands at 0.38% with Operating Profit Margin at 0.03%, Pretax Profit Margin comes in at 0.05%, and Net Profit Margin reading is 0.04%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.08 and Total Capital is 0.01. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.03.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 4.82 points at the first support level, and at 4.69 for the second support level. However, for the 1st resistance point, the stock is sitting at 5.03, and for the 2nd resistance point, it is at 5.11.
Ratios To Look Out For
For context, Oportun Financial Corp’s Current Ratio is 4.30. Considering the valuation of this stock, the price to sales ratio is 0.23, the price to book ratio is 0.57 and price to earnings (TTM) ratio is 7.53.
Transactions by insiders
Recent insider trading involved Layton Kathleen I., Chief Legal Officer, that happened on Sep 10 ’25 when 4214.0 shares were sold. Officer, Layton Kathleen I. completed a deal on Sep 10 ’25 to buy 4226.0 shares. Meanwhile, Former Affiliate PARKER SCOTT T bought 3417.0 shares on Sep 04 ’25.
