A share price of SoFi Technologies Inc [SOFI] is currently trading at $28.33, up 3.39%. In order to assess the stock’s recent performance, you can check whether its short-term value is rising or falling. The SOFI shares have gain 7.96% over the last week, with a monthly amount drifted -5.57%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
SoFi Technologies Inc [NASDAQ: SOFI] stock has seen the most recent analyst activity on September 10, 2025, when Needham reiterated its Buy rating and also boosted its price target to $29 from $25. Previously, Rothschild & Co Redburn started tracking the stock with Neutral rating on August 01, 2025, and set its price target to $20.50. Citizens JMP downgraded its rating to a Mkt Perform. TD Cowen initiated its recommendation with a Hold and recommended $21 as its price target on July 11, 2025. Stephens started tracking with an Overweight rating for this stock on June 12, 2025, and assigned it a price target of $20. In a note dated June 02, 2025, Truist initiated a Hold rating and provided a target price of $14 on this stock.
SoFi Technologies Inc experienced fluctuations in its stock price throughout the past year between $8.60 and $32.73. Currently, Wall Street analysts expect the stock to reach $29.06 within the next 12 months. SoFi Technologies Inc [NASDAQ: SOFI] shares were valued at $28.33 at the most recent close of the market. An investor can expect a potential return of 2.58% based on the average SOFI price forecast.
Analyzing the SOFI fundamentals
Trailing Twelve Months sales for SoFi Technologies Inc [NASDAQ:SOFI] were 4.44B which represents 28.15% growth. Gross Profit Margin for this corporation currently stands at 0.74% with Operating Profit Margin at 0.09%, Pretax Profit Margin comes in at 0.09%, and Net Profit Margin reading is 0.14%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.03. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.32.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 27.16 points at the first support level, and at 25.98 for the second support level. However, for the 1st resistance point, the stock is sitting at 28.98, and for the 2nd resistance point, it is at 29.62.
Ratios To Look Out For
To put it in perspective, the Current Ratio for SoFi Technologies Inc [NASDAQ:SOFI] is 5.04. In addition, the Quick Ratio stands at 5.04 and the Cash Ratio stands at 0.1. Considering the valuation of this stock, the price to sales ratio is 7.69, the price to book ratio is 3.89 and price to earnings (TTM) ratio is 51.37.
Transactions by insiders
Recent insider trading involved Pinto Arun, Chief Risk Officer, that happened on Nov 21 ’25 when 46132.0 shares were sold. EVP, GBUL, SIPS, Keough Kelli completed a deal on Nov 20 ’25 to sell 10340.0 shares. Meanwhile, Officer Pinto Arun bought 46132.0 shares on Nov 21 ’25.
