At the time of writing, United Community Banks Inc [UCB] stock is trading at $29.98, down -0.50%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The UCB shares have gain 1.66% over the last week, with a monthly amount drifted -4.98%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
United Community Banks Inc [NYSE: UCB] stock has seen the most recent analyst activity on July 24, 2025, when Hovde Group reiterated its Outperform rating and also boosted its price target to $36 from $35. Previously, Raymond James downgraded its rating to Mkt Perform on July 08, 2025. On April 07, 2025, upgrade upgraded it’s rating to Outperform and revised its price target to $31 on the stock. Hovde Group reiterated its Market Perform rating and decreased its price target to $32 on March 20, 2025. Raymond James upgraded its rating to a Outperform but $35 remained the price target by the analyst firm on December 19, 2024. Piper Sandler downgraded its rating to Neutral for this stock on October 19, 2023, and downed its price target to $27. In a note dated July 20, 2023, Keefe Bruyette downgraded an Mkt Perform rating on this stock and revised its target price from $33 to $30.
For the past year, the stock price of United Community Banks Inc fluctuated between $22.93 and $35.38. Currently, Wall Street analysts expect the stock to reach $32 within the next 12 months. United Community Banks Inc [NYSE: UCB] shares were valued at $29.98 at the most recent close of the market. An investor can expect a potential return of 6.74% based on the average UCB price forecast.
Analyzing the UCB fundamentals
According to United Community Banks Inc [NYSE:UCB], the company’s sales were 1.52B for trailing twelve months, which represents an 11.67% jump. Gross Profit Margin for this corporation currently stands at 0.63% with Operating Profit Margin at 0.33%, Pretax Profit Margin comes in at 0.29%, and Net Profit Margin reading is 0.23%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.02. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 29.66 points at the first support level, and at 29.35 for the second support level. However, for the 1st resistance point, the stock is sitting at 30.32, and for the 2nd resistance point, it is at 30.67.
Ratios To Look Out For
It is important to note that United Community Banks Inc [NYSE:UCB] has a current ratio of 0.05. Considering the valuation of this stock, the price to sales ratio is 2.39, the price to book ratio is 1.01 and price to earnings (TTM) ratio is 11.86.
Transactions by insiders
Recent insider trading involved BRADSHAW RICHARD, EVP, Chief Banking Officer, that happened on Oct 27 ’25 when 1654.0 shares were sold. EVP, Chief Banking Officer, BRADSHAW RICHARD completed a deal on Jul 28 ’25 to sell 1616.0 shares. Meanwhile, EVP, Chief Banking Officer BRADSHAW RICHARD sold 1750.0 shares on May 02 ’25.
