At the time of writing, Kaspi.kz JSC ADR [KSPI] stock is trading at $74.65, down -0.59%. An important factor to consider is whether the stock is rising or falling in short-term value. The KSPI shares have gain 4.00% over the last week, with a monthly amount glided 0.07%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Kaspi.kz JSC ADR [NASDAQ: KSPI] stock has seen the most recent analyst activity on October 08, 2025, when Goldman upgraded its rating to a Buy but kept the price target unchanged to $107 for it. Previously, JP Morgan downgraded its rating to Neutral on August 20, 2025, and kept the price target unchanged to $96. On November 04, 2024, Citigroup initiated with a Buy rating and assigned a price target of $140 on the stock. JP Morgan started tracking the stock assigning a Overweight rating and suggested a price target of $159 on March 11, 2024. Susquehanna initiated its recommendation with a Positive and recommended $154 as its price target on February 27, 2024. Wolfe Research started tracking with a Outperform rating for this stock on February 13, 2024, and assigned it a price target of $130.
For the past year, the stock price of Kaspi.kz JSC ADR fluctuated between $70.61 and $114.98. Currently, Wall Street analysts expect the stock to reach $111 within the next 12 months. Kaspi.kz JSC ADR [NASDAQ: KSPI] shares were valued at $74.65 at the most recent close of the market. An investor can expect a potential return of 48.69% based on the average KSPI price forecast.
Analyzing the KSPI fundamentals
According to Kaspi.kz JSC ADR [NASDAQ:KSPI], the company’s sales were 7.02B for trailing twelve months, which represents an 52.35% jump. Gross Profit Margin for this corporation currently stands at 0.63% with Operating Profit Margin at 0.49%, Pretax Profit Margin comes in at 0.42%, and Net Profit Margin reading is 0.34%. To continue investigating profitability, this company’s Return on Assets is posted at 0.11, Equity is 0.67 and Total Capital is 0.51. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.3.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 73.69 points at the first support level, and at 72.73 for the second support level. However, for the 1st resistance point, the stock is sitting at 75.57, and for the 2nd resistance point, it is at 76.49.
Ratios To Look Out For
It is important to note that Kaspi.kz JSC ADR [NASDAQ:KSPI] has a current ratio of 0.81. Considering the valuation of this stock, the price to sales ratio is 2.02, the price to book ratio is 3.79 and price to earnings (TTM) ratio is 6.55.
Transactions by insiders
Recent insider trading involved Asia Equity Partners Ltd., Affiliate, that happened on Nov 12 ’25 when 0.36 million shares were purchased. Affiliate, Asia Equity Partners Ltd. completed a deal on Oct 17 ’25 to buy 1.19 million shares. Meanwhile, Affiliate Asia Equity Partners Ltd. bought 0.19 million shares on Oct 06 ’25.






