SoFi Technologies Inc [SOFI] stock is trading at $30.95, up 1.34%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The SOFI shares have gain 5.38% over the last week, with a monthly amount glided 14.04%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
SoFi Technologies Inc [NASDAQ: SOFI] stock has seen the most recent analyst activity on September 10, 2025, when Needham reiterated its Buy rating and also boosted its price target to $29 from $25. Previously, Rothschild & Co Redburn started tracking the stock with Neutral rating on August 01, 2025, and set its price target to $20.50. Citizens JMP downgraded its rating to a Mkt Perform. TD Cowen initiated its recommendation with a Hold and recommended $21 as its price target on July 11, 2025. Stephens started tracking with a Overweight rating for this stock on June 12, 2025, and assigned it a price target of $20. In a note dated June 02, 2025, Truist initiated a Hold rating and provided a target price of $14 on this stock.
SoFi Technologies Inc [SOFI] stock has fluctuated between $8.60 and $32.56 over the past year. Currently, Wall Street analysts expect the stock to reach $29.19 within the next 12 months. SoFi Technologies Inc [NASDAQ: SOFI] shares were valued at $30.95 at the most recent close of the market. An investor can expect a potential drop of -5.69% based on the average SOFI price forecast.
Analyzing the SOFI fundamentals
SoFi Technologies Inc [NASDAQ:SOFI] reported sales of 4.44B for the trailing twelve months, which represents a growth of 28.15%. Gross Profit Margin for this corporation currently stands at 0.74% with Operating Profit Margin at 0.09%, Pretax Profit Margin comes in at 0.09%, and Net Profit Margin reading is 0.14%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.01.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 30.21 points at the first support level, and at 29.46 for the second support level. However, for the 1st resistance point, the stock is sitting at 31.34, and for the 2nd resistance point, it is at 31.73.
Ratios To Look Out For
For context, SoFi Technologies Inc’s Current Ratio is 5.04. Further, the Quick Ratio stands at 5.04. Considering the valuation of this stock, the price to sales ratio is 8.40, the price to book ratio is 4.25 and price to earnings (TTM) ratio is 56.12.
Transactions by insiders
Recent insider trading involved Keough Kelli, EVP, GBUL, SIPS, that happened on Oct 20 ’25 when 10036.0 shares were sold. Chief Technology Officer, Rishel Jeremy completed a deal on Sep 18 ’25 to sell 98733.0 shares. Meanwhile, EVP, GBUL, SIPS Keough Kelli sold 10036.0 shares on Sep 18 ’25.
