A share price of Chime Financial Inc [CHYM] is currently trading at $19.12, up 7.42%. One of the good ways to gauge the recent performance is if the stock’s short-term value is rising or falling. The CHYM shares have gain 7.05% over the last week, with a monthly amount drifted -8.08%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Chime Financial Inc [NASDAQ: CHYM] stock has seen the most recent analyst activity on November 03, 2025, when Jefferies initiated its Hold rating and assigned the stock a price target of $17. Previously, Arete started tracking the stock with Buy rating on September 30, 2025, and set its price target to $34. Keefe Bruyette started tracking the stock assigning a Outperform rating and suggested a price target of $42 on July 08, 2025. Wolfe Research initiated its recommendation with a Outperform and recommended $38 as its price target on July 07, 2025. In a note dated July 07, 2025, UBS initiated a Neutral rating and provided a target price of $35 on this stock.
Chime Financial Inc experienced fluctuations in its stock price throughout the past year between $16.17 and $44.94. Currently, Wall Street analysts expect the stock to reach $31.25 within the next 12 months. Chime Financial Inc [NASDAQ: CHYM] shares were valued at $19.12 at the most recent close of the market. An investor can expect a potential return of 63.44% based on the average CHYM price forecast.
Analyzing the CHYM fundamentals
Trailing Twelve Months sales for Chime Financial Inc [NASDAQ:CHYM] were 1.90B which represents 35.77% growth. Gross Profit Margin for this corporation currently stands at 0.87% with Operating Profit Margin at -0.5%, Pretax Profit Margin comes in at -0.49%, and Net Profit Margin reading is -0.49%. To continue investigating profitability, this company’s Return on Assets is posted at -0.5, Equity is -0.85 and Total Capital is -0.63. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.05.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 18.01 points at the first support level, and at 16.90 for the second support level. However, for the 1st resistance point, the stock is sitting at 19.92, and for the 2nd resistance point, it is at 20.72.
Ratios To Look Out For
To put it in perspective, the Current Ratio for Chime Financial Inc [NASDAQ:CHYM] is 4.83. Also, the Quick Ratio is 4.83, while the Cash Ratio stands at 2.45. Considering the valuation of this stock, the price to sales ratio is 3.74, the price to book ratio is 4.96.
Transactions by insiders
Recent insider trading involved Marshall Cynthia, Director, that happened on Jun 13 ’25 when 1500.0 shares were purchased. Director, Marshall Cynthia completed a deal on Jun 13 ’25 to buy 750.0 shares.






