At the time of writing, Navient Corp [NAVI] stock is trading at $12.94, up 0.15%. An important factor to consider is whether the stock is rising or falling in short-term value. The NAVI shares have gain 3.69% over the last week, with a monthly amount drifted -1.15%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Navient Corp [NASDAQ: NAVI] stock has seen the most recent analyst activity on September 04, 2025, when BofA Securities downgraded its rating to a Underperform but kept the price target unchanged to $12 for it. Previously, Seaport Research Partners upgraded its rating to Buy on January 21, 2025, and kept the price target unchanged to $18. On September 30, 2024, BofA Securities initiated with a Neutral rating and assigned a price target of $17 on the stock. JP Morgan upgraded its rating to a Neutral and decreased its price target to $17 on April 03, 2024. Deutsche Bank initiated its recommendation with a Hold. Barclays downgraded its rating to Underweight for this stock on January 10, 2024, and downed its price target to $14. In a note dated January 08, 2024, TD Cowen downgraded an Underperform rating on this stock and revised its target price from $17 to $15.
For the past year, the stock price of Navient Corp fluctuated between $10.53 and $16.15. Currently, Wall Street analysts expect the stock to reach $16.5 within the next 12 months. Navient Corp [NASDAQ: NAVI] shares were valued at $12.94 at the most recent close of the market. An investor can expect a potential return of 27.51% based on the average NAVI price forecast.
Analyzing the NAVI fundamentals
According to Navient Corp [NASDAQ:NAVI], the company’s sales were 3.61B for trailing twelve months, which represents an -26.46% plunge. Gross Profit Margin for this corporation currently stands at 0.65% with Operating Profit Margin at 0.45%, Pretax Profit Margin comes in at 0.01%, and Net Profit Margin reading is 0.01%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.01 and Total Capital is 0.04. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of18.37.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 12.80 points at the first support level, and at 12.67 for the second support level. However, for the 1st resistance point, the stock is sitting at 13.02, and for the 2nd resistance point, it is at 13.11.
Ratios To Look Out For
It is important to note that Navient Corp [NASDAQ:NAVI] has a current ratio of 0.79. On the other hand, the Quick Ratio is 0.79, and the Cash Ratio is 0.44. Considering the valuation of this stock, the price to sales ratio is 0.36, the price to book ratio is 0.50 and price to earnings (TTM) ratio is 39.84.
Transactions by insiders
Recent insider trading involved HAUBER STEPHEN M, EVP & Chief Admin Officer, that happened on Nov 06 ’24 when 10000.0 shares were sold. Officer, HAUBER STEPHEN M completed a deal on Nov 06 ’24 to buy 10000.0 shares.
