At the time of writing, Paymentus Holdings Inc [PAY] stock is trading at $29.81, up 1.05%. Until recently, the best way to gauge how the stock has performed was to look at its short-term value. The PAY shares have lost -6.70% over the last week, with a monthly amount drifted -9.86%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Paymentus Holdings Inc [NYSE: PAY] stock has seen the most recent analyst activity on July 22, 2025, when Wolfe Research upgraded its rating to a Outperform. Previously, Raymond James upgraded its rating to Outperform on July 14, 2025, and kept the price target unchanged to $84. Robert W. Baird upgraded its rating to a Outperform but stick to its price target of $23 on July 10, 2024. Raymond James downgraded its rating to a Mkt Perform. Wells Fargo started tracking with a Equal Weight rating for this stock on January 17, 2024, and assigned it a price target of $17.
For the past year, the stock price of Paymentus Holdings Inc fluctuated between $22.40 and $40.43. Currently, Wall Street analysts expect the stock to reach $37.67 within the next 12 months. Paymentus Holdings Inc [NYSE: PAY] shares were valued at $29.81 at the most recent close of the market. An investor can expect a potential return of 26.37% based on the average PAY price forecast.
Analyzing the PAY fundamentals
According to Paymentus Holdings Inc [NYSE:PAY], the company’s sales were 1.04B for trailing twelve months, which represents an 41.87% jump. Gross Profit Margin for this corporation currently stands at 0.25% with Operating Profit Margin at 0.06%, Pretax Profit Margin comes in at 0.06%, and Net Profit Margin reading is 0.05%. To continue investigating profitability, this company’s Return on Assets is posted at 0.09, Equity is 0.11 and Total Capital is 0.11. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.02.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.
Ratios To Look Out For
It is important to note that Paymentus Holdings Inc [NYSE:PAY] has a current ratio of 4.56. As well, the Quick Ratio is 4.56, while the Cash Ratio is 3.19. Considering the valuation of this stock, the price to sales ratio is 3.57, the price to book ratio is 7.23 and price to earnings (TTM) ratio is 68.29.
Transactions by insiders
Recent insider trading involved Kalra Sanjay, SVP and CFO, that happened on May 16 ’25 when 25000.0 shares were sold. Officer, SANJAY KALRA completed a deal on May 16 ’25 to buy 25000.0 shares. Meanwhile, Director OBEROI ARUN sold 4415.0 shares on May 15 ’25.
