A share price of Nu Holdings Ltd [NU] is currently trading at $15.37, down -0.58%. An important factor to consider is whether the stock is rising or falling in short-term value. The NU shares have gain 0.99% over the last week, with a monthly amount drifted -0.90%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Nu Holdings Ltd [NYSE: NU] stock has seen the most recent analyst activity on August 20, 2025, when Citigroup upgraded its rating to a Buy but kept the price target unchanged to $18 for it. Previously, Itau BBA upgraded its rating to Outperform on August 18, 2025, and kept the price target unchanged to $18. On April 08, 2025, upgrade upgraded it’s rating to Overweight but maintained its price target of $13 on the stock. Citigroup downgraded its rating to a Sell and decreased its price target to $11 on December 02, 2024. Itau BBA downgraded its rating to a Market Perform. UBS downgraded its rating to Neutral for this stock on August 02, 2024, but kept the price target unchanged to $13.50. In a note dated July 22, 2024, JP Morgan downgraded an Neutral rating on this stock and boosted its target price from $12 to $14.50.
Nu Holdings Ltd experienced fluctuations in its stock price throughout the past year between $9.01 and $16.42. Currently, Wall Street analysts expect the stock to reach $16.2 within the next 12 months. Nu Holdings Ltd [NYSE: NU] shares were valued at $15.37 at the most recent close of the market. An investor can expect a potential return of 5.4% based on the average NU price forecast.
Analyzing the NU fundamentals
Trailing Twelve Months sales for Nu Holdings Ltd [NYSE:NU] were 11.66B which represents 32.55% growth. Gross Profit Margin for this corporation currently stands at 0.44% with Operating Profit Margin at 0.26%, Pretax Profit Margin comes in at 0.26%, and Net Profit Margin reading is 0.19%. To continue investigating profitability, this company’s Return on Assets is posted at 0.04, Equity is 0.27 and Total Capital is 0.24. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.17.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 15.21 points at the first support level, and at 15.04 for the second support level. However, for the 1st resistance point, the stock is sitting at 15.56, and for the 2nd resistance point, it is at 15.74.
Ratios To Look Out For
To put it in perspective, the Current Ratio for Nu Holdings Ltd [NYSE:NU] is 1.02. Considering the valuation of this stock, the price to sales ratio is 6.35, the price to book ratio is 7.76 and price to earnings (TTM) ratio is 32.72.
Transactions by insiders
Recent insider trading involved ROGERIO PAULO CALDERON PERES, Director, that happened on Sep 19 ’25 when 70000.0 shares were purchased. Officer, VITOR GUARINO OLIVIER completed a deal on Sep 11 ’25 to buy 0.89 million shares. Meanwhile, Officer LIVIA MARTINES CHANES & BRUNO bought 19152.0 shares on Sep 10 ’25.
