Chime Financial Inc [CHYM] stock is trading at $20.8, down -1.19%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The CHYM shares have gain 3.12% over the last week, with a monthly amount drifted -14.89%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Chime Financial Inc [NASDAQ: CHYM] stock has seen the most recent analyst activity on September 30, 2025, when Arete initiated its Buy rating and assigned the stock a price target of $34. On July 08, 2025, Keefe Bruyette initiated with a Outperform rating and assigned a price target of $42 on the stock. Wolfe Research started tracking the stock assigning a Outperform rating and suggested a price target of $38 on July 07, 2025. William Blair initiated its recommendation with a Outperform. UBS started tracking with a Neutral rating for this stock on July 07, 2025, and assigned it a price target of $35. In a note dated July 07, 2025, Piper Sandler initiated an Overweight rating and provided a target price of $40 on this stock.
Chime Financial Inc [CHYM] stock has fluctuated between $19.85 and $44.94 over the past year. Currently, Wall Street analysts expect the stock to reach $36 within the next 12 months. Chime Financial Inc [NASDAQ: CHYM] shares were valued at $20.8 at the most recent close of the market. An investor can expect a potential return of 73.08% based on the average CHYM price forecast.
Analyzing the CHYM fundamentals
Chime Financial Inc [NASDAQ:CHYM] reported sales of 1.90B for the trailing twelve months, which represents a growth of 35.77%. Gross Profit Margin for this corporation currently stands at 0.87% with Operating Profit Margin at -0.5%, Pretax Profit Margin comes in at -0.49%, and Net Profit Margin reading is -0.49%. To continue investigating profitability, this company’s Return on Assets is posted at -0.5, Equity is -0.88 and Total Capital is -0.63. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.05.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 20.34 points at the first support level, and at 19.89 for the second support level. However, for the 1st resistance point, the stock is sitting at 21.25, and for the 2nd resistance point, it is at 21.71.
Ratios To Look Out For
For context, Chime Financial Inc’s Current Ratio is 4.83. Further, the Quick Ratio stands at 4.83, while the Cash Ratio is 2.45. Considering the valuation of this stock, the price to sales ratio is 4.07, the price to book ratio is 5.40.
Transactions by insiders
Recent insider trading involved Marshall Cynthia, Director, that happened on Jun 13 ’25 when 1500.0 shares were purchased. Director, Marshall Cynthia completed a deal on Jun 13 ’25 to buy 750.0 shares.
