A share price of Live Oak Bancshares Inc [LOB] is currently trading at $37.25, up 2.34%. One of the good ways to gauge the recent performance is if the stock’s short-term value is rising or falling. The LOB shares have gain 0.70% over the last week, with a monthly amount glided 5.37%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Live Oak Bancshares Inc [NYSE: LOB] stock has seen the most recent analyst activity on September 10, 2025, when Cantor Fitzgerald initiated its Neutral rating and assigned the stock a price target of $42. Previously, Keefe Bruyette upgraded its rating to Outperform on August 19, 2025, and kept the price target unchanged to $43. On October 05, 2023, upgrade upgraded it’s rating to Overweight but maintained its price target of $40 on the stock. JP Morgan upgraded its rating to a Neutral and increased its price target to $26.50 on April 28, 2023. JP Morgan downgraded its rating to Underweight for this stock on December 13, 2022, and downed its price target to $30. In a note dated July 07, 2022, Raymond James downgraded an Mkt Perform rating on this stock.
Live Oak Bancshares Inc experienced fluctuations in its stock price throughout the past year between $22.68 and $50.57. Currently, Wall Street analysts expect the stock to reach $42 within the next 12 months. Live Oak Bancshares Inc [NYSE: LOB] shares were valued at $37.25 at the most recent close of the market. An investor can expect a potential return of 12.75% based on the average LOB price forecast.
Analyzing the LOB fundamentals
Trailing Twelve Months sales for Live Oak Bancshares Inc [NYSE:LOB] were 987.17M which represents 10.85% growth. Gross Profit Margin for this corporation currently stands at 0.41% with Operating Profit Margin at 0.08%, Pretax Profit Margin comes in at 0.08%, and Net Profit Margin reading is 0.06%. To continue investigating profitability, this company’s Return on Assets is posted at 0.0, Equity is 0.05 and Total Capital is 0.06. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.1.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance.
Ratios To Look Out For
To put it in perspective, the Current Ratio for Live Oak Bancshares Inc [NYSE:LOB] is 1.92. Considering the valuation of this stock, the price to sales ratio is 1.73, the price to book ratio is 1.60 and price to earnings (TTM) ratio is 30.49.
Transactions by insiders
Recent insider trading involved LUCHT DAVID G, Director, that happened on Aug 18 ’25 when 4000.0 shares were purchased. Director, Cameron William Henderson completed a deal on May 07 ’25 to buy 5000.0 shares. Meanwhile, Director Cameron William Henderson bought 5000.0 shares on May 06 ’25.
