Affirm Holdings Inc [AFRM] stock is trading at $77.59, down -0.46%. An important factor to consider is whether the stock is rising or falling in short-term value. The AFRM shares have gain 6.32% over the last week, with a monthly amount glided 14.17%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Affirm Holdings Inc [NASDAQ: AFRM] stock has seen the most recent analyst activity on August 01, 2025, when Rothschild & Co Redburn initiated its Neutral rating and assigned the stock a price target of $74. Previously, Oppenheimer started tracking the stock with Outperform rating on July 21, 2025, and set its price target to $80. BTIG Research downgraded its rating to a Neutral. Stephens initiated its recommendation with a Equal-Weight and recommended $69 as its price target on June 12, 2025. Truist started tracking with a Buy rating for this stock on June 02, 2025, and assigned it a price target of $58. In a note dated May 09, 2025, Susquehanna upgraded an Positive rating on this stock but restated the target price of $65.
Affirm Holdings Inc [AFRM] stock has fluctuated between $30.46 and $82.53 over the past year. Currently, Wall Street analysts expect the stock to reach $74.4 within the next 12 months. Affirm Holdings Inc [NASDAQ: AFRM] shares were valued at $77.59 at the most recent close of the market. An investor can expect a potential drop of -4.11% based on the average AFRM price forecast.
Analyzing the AFRM fundamentals
Affirm Holdings Inc [NASDAQ:AFRM] reported sales of 3.01B for the trailing twelve months, which represents a growth of 35.92%. Gross Profit Margin for this corporation currently stands at 0.72% with Operating Profit Margin at -0.03%, Pretax Profit Margin comes in at -0.02%, and Net Profit Margin reading is -0.02%. To continue investigating profitability, this company’s Return on Assets is posted at -0.01, Equity is -0.02 and Total Capital is -0.01. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.56.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 76.36 points at the first support level, and at 75.14 for the second support level. However, for the 1st resistance point, the stock is sitting at 78.88, and for the 2nd resistance point, it is at 80.18.
Ratios To Look Out For
For context, Affirm Holdings Inc’s Current Ratio is 13.21. On the other hand, the Quick Ratio is 13.21, and the Cash Ratio is 9.39. Considering the valuation of this stock, the price to sales ratio is 8.32, the price to book ratio is 8.70.
Transactions by insiders
Recent insider trading involved O’Hare Robert, Chief Financial Officer, that happened on Aug 22 ’25 when 77800.0 shares were sold. Chief Operating Officer, Linford Michael completed a deal on Aug 22 ’25 to sell 0.18 million shares. Meanwhile, Chief Executive Officer Levchin Max R sold 0.17 million shares on Aug 22 ’25.
