A share price of United Community Banks Inc [UCB] is currently trading at $32.66, down -0.27%. An important factor to consider is whether the stock is rising or falling in short-term value. The UCB shares have gain 4.55% over the last week, with a monthly amount glided 3.55%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
United Community Banks Inc [NYSE: UCB] stock has seen the most recent analyst activity on July 24, 2025, when Hovde Group reiterated its Outperform rating and also boosted its price target to $36 from $35. Previously, Raymond James downgraded its rating to Mkt Perform on July 08, 2025. On April 07, 2025, upgrade upgraded it’s rating to Outperform and revised its price target to $31 on the stock. Hovde Group reiterated its Market Perform rating and decreased its price target to $32 on March 20, 2025. Raymond James upgraded its rating to a Outperform but $35 remained the price target by the analyst firm on December 19, 2024. Piper Sandler downgraded its rating to Neutral for this stock on October 19, 2023, and downed its price target to $27. In a note dated July 20, 2023, Keefe Bruyette downgraded an Mkt Perform rating on this stock and revised its target price from $33 to $30.
United Community Banks Inc experienced fluctuations in its stock price throughout the past year between $22.93 and $35.38. Currently, Wall Street analysts expect the stock to reach $32 within the next 12 months. United Community Banks Inc [NYSE: UCB] shares were valued at $32.66 at the most recent close of the market. An investor can expect a potential drop of -2.02% based on the average UCB price forecast.
Analyzing the UCB fundamentals
Trailing Twelve Months sales for United Community Banks Inc [NYSE:UCB] were 1.48B which represents 0.09% growth. Gross Profit Margin for this corporation currently stands at 0.6% with Operating Profit Margin at 0.3%, Pretax Profit Margin comes in at 0.26%, and Net Profit Margin reading is 0.2%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.08 and Total Capital is 0.01. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 0.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 32.48 points at the first support level, and at 32.29 for the second support level. However, for the 1st resistance point, the stock is sitting at 32.85, and for the 2nd resistance point, it is at 33.03.
Ratios To Look Out For
To put it in perspective, the Current Ratio for United Community Banks Inc [NYSE:UCB] is 0.05. Considering the valuation of this stock, the price to sales ratio is 2.68, the price to book ratio is 1.13 and price to earnings (TTM) ratio is 14.83.
Transactions by insiders
Recent insider trading involved BRADSHAW RICHARD, EVP, Chief Banking Officer, that happened on Jul 28 ’25 when 1616.0 shares were sold. EVP, Chief Banking Officer, BRADSHAW RICHARD completed a deal on May 02 ’25 to sell 1750.0 shares. Meanwhile, EVP, Chief Banking Officer BRADSHAW RICHARD sold 35.0 shares on May 05 ’25.
