At the time of writing, Upstart Holdings Inc [UPST] stock is trading at $63.41, down -0.08%. In order to assess the stock’s recent performance, you can check whether its short-term value is rising or falling. The UPST shares have lost -23.25% over the last week, with a monthly amount drifted -15.44%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
On June 12, 2025, Stephens initiated with a Equal-Weight rating and assigned a price target of $55 on the stock. BofA Securities upgraded its rating to a Neutral but stick to its price target of $53 on April 29, 2025. Morgan Stanley upgraded its rating to a Equal-Weight and raised its price target to $70 on February 14, 2025. JP Morgan upgraded its rating to Neutral for this stock on February 12, 2025, and upped its price target to $79. In a note dated February 12, 2025, B. Riley Securities upgraded an Buy rating on this stock and boosted its target price from $49 to $105.
For the past year, the stock price of Upstart Holdings Inc fluctuated between $31.40 and $96.43. Currently, Wall Street analysts expect the stock to reach $65.33 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $63.41 at the most recent close of the market. An investor can expect a potential return of 3.03% based on the average UPST price forecast.
Analyzing the UPST fundamentals
According to Upstart Holdings Inc [NASDAQ:UPST], the company’s sales were 851.77M for trailing twelve months, which represents an 101.59% jump. Gross Profit Margin for this corporation currently stands at 0.98% with Operating Profit Margin at -0.06%, Pretax Profit Margin comes in at -0.01%, and Net Profit Margin reading is -0.01%. To continue investigating profitability, this company’s Return on Assets is posted at -0.0, Equity is -0.01 and Total Capital is -0.02. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 62.19 points at the first support level, and at 60.96 for the second support level. However, for the 1st resistance point, the stock is sitting at 64.31, and for the 2nd resistance point, it is at 65.20.
Ratios To Look Out For
It is important to note that Upstart Holdings Inc [NASDAQ:UPST] has a current ratio of 3.46. In addition, the Quick Ratio stands at 3.46 and the Cash Ratio stands at 1.37. Considering the valuation of this stock, the price to sales ratio is 7.16, the price to book ratio is 8.44.
Transactions by insiders
Recent insider trading involved Mirgorodskaya Natalia, that happened on Aug 01 ’25 when 365.0 shares were sold. Chief Legal Officer, Darling Scott completed a deal on Aug 01 ’25 to sell 4000.0 shares. Meanwhile, Former Director Singh Cassidy Sukhinder bought 5000.0 shares on Aug 04 ’25.
