At the time of writing, SoFi Technologies Inc [SOFI] stock is trading at $22.4, up 6.57%. An important factor to consider is whether the stock is rising or falling in short-term value. The SOFI shares have gain 6.77% over the last week, with a monthly amount glided 30.38%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Previously, Citizens JMP downgraded its rating to Mkt Perform on July 14, 2025. On July 11, 2025, TD Cowen initiated with a Hold rating and assigned a price target of $21 on the stock. Stephens started tracking the stock assigning a Overweight rating and suggested a price target of $20 on June 12, 2025. Truist initiated its recommendation with a Hold and recommended $14 as its price target on June 02, 2025. Citizens JMP started tracking with a Mkt Outperform rating for this stock on April 25, 2025, and assigned it a price target of $17. In a note dated January 15, 2025, William Blair initiated an Outperform rating.
For the past year, the stock price of SoFi Technologies Inc fluctuated between $6.01 and $22.74. Currently, Wall Street analysts expect the stock to reach $10.45 within the next 12 months. SoFi Technologies Inc [NASDAQ: SOFI] shares were valued at $22.4 at the most recent close of the market. An investor can expect a potential drop of -53.35% based on the average SOFI price forecast.
Analyzing the SOFI fundamentals
According to SoFi Technologies Inc [NASDAQ:SOFI], the company’s sales were 4.16B for trailing twelve months, which represents an 31.24% jump. Gross Profit Margin for this corporation currently stands at 0.4% with Operating Profit Margin at 0.03%, Pretax Profit Margin comes in at 0.09%, and Net Profit Margin reading is 0.16%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.09 and Total Capital is 0.0.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 21.40 points at the first support level, and at 20.40 for the second support level. However, for the 1st resistance point, the stock is sitting at 24.26, and for the 2nd resistance point, it is at 26.11.
Ratios To Look Out For
It is important to note that SoFi Technologies Inc [NASDAQ:SOFI] has a current ratio of 4.01. On the other hand, the Quick Ratio is 5.24. Considering the valuation of this stock, the price to sales ratio is 5.95, the price to book ratio is 3.64 and price to earnings (TTM) ratio is 45.41.
Transactions by insiders
Recent insider trading involved Keough Kelli, EVP, GBUL, SIPS, that happened on Jul 18 ’25 when 10267.0 shares were sold. EVP, GBUL, SIPS, Keough Kelli completed a deal on Jun 20 ’25 to sell 10267.0 shares. Meanwhile, Chief Technology Officer Rishel Jeremy sold 66847.0 shares on Jun 20 ’25.
