At the time of writing, Upstart Holdings Inc [UPST] stock is trading at $82.3, down -1.47%. An important factor to consider is whether the stock is rising or falling in short-term value. The UPST shares have gain 7.33% over the last week, with a monthly amount glided 29.91%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
On June 12, 2025, Stephens initiated with a Equal-Weight rating and assigned a price target of $55 on the stock. BofA Securities upgraded its rating to a Neutral but stick to its price target of $53 on April 29, 2025. Morgan Stanley upgraded its rating to a Equal-Weight and raised its price target to $70 on February 14, 2025. JP Morgan upgraded its rating to Neutral for this stock on February 12, 2025, and upped its price target to $79. In a note dated February 12, 2025, B. Riley Securities upgraded an Buy rating on this stock and boosted its target price from $49 to $105.
For the past year, the stock price of Upstart Holdings Inc fluctuated between $20.60 and $96.43. Currently, Wall Street analysts expect the stock to reach $63 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $82.3 at the most recent close of the market. An investor can expect a potential drop of -23.45% based on the average UPST price forecast.
Analyzing the UPST fundamentals
According to Upstart Holdings Inc [NASDAQ:UPST], the company’s sales were 722.11M for trailing twelve months, which represents an 66.96% jump. Gross Profit Margin for this corporation currently stands at 0.99% with Operating Profit Margin at -0.15%, Pretax Profit Margin comes in at -0.09%, and Net Profit Margin reading is -0.09%. To continue investigating profitability, this company’s Return on Assets is posted at -0.03, Equity is -0.11 and Total Capital is -0.05. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 80.03 points at the first support level, and at 77.77 for the second support level. However, for the 1st resistance point, the stock is sitting at 84.93, and for the 2nd resistance point, it is at 87.57.
Ratios To Look Out For
It is important to note that Upstart Holdings Inc [NASDAQ:UPST] has a current ratio of 5.25. On the other hand, the Quick Ratio is 5.25, and the Cash Ratio is 3.16. Considering the valuation of this stock, the price to sales ratio is 10.84, the price to book ratio is 11.56.
Transactions by insiders
Recent insider trading involved Singh Cassidy Sukhinder, Former Director, that happened on Jul 24 ’25 when 3000.0 shares were purchased. Former Director, Singh Cassidy Sukhinder completed a deal on Jul 18 ’25 to buy 5000.0 shares. Meanwhile, Chief Executive Officer Girouard Dave sold 41667.0 shares on Jul 15 ’25.
