At the time of writing, XP Inc [XP] stock is trading at $17.17, down -5.24%. An important factor to consider is whether the stock is rising or falling in short-term value. The XP shares have lost -5.97% over the last week, with a monthly amount drifted -13.76%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
XP Inc [NASDAQ: XP] stock has seen the most recent analyst activity on June 23, 2025, when Itau BBA downgraded its rating to a Market Perform but kept the price target unchanged to $21 for it. Previously, Goldman upgraded its rating to Buy on June 04, 2025, and kept the price target unchanged to $23. On May 13, 2025, upgrade upgraded it’s rating to Overweight but maintained its price target of $24 on the stock. Itau BBA started tracking the stock assigning a Outperform rating and suggested a price target of $20 on March 18, 2025. UBS upgraded its rating to a Buy and reduced its price target to $16 on January 24, 2025. BofA Securities downgraded its rating to Neutral for this stock on December 10, 2024, and downed its price target to $16. In a note dated July 11, 2024, UBS downgraded an Neutral rating on this stock and revised its target price from $30 to $21.
For the past year, the stock price of XP Inc fluctuated between $10.82 and $20.64. Currently, Wall Street analysts expect the stock to reach $24.33 within the next 12 months. XP Inc [NASDAQ: XP] shares were valued at $17.17 at the most recent close of the market. An investor can expect a potential return of 41.7% based on the average XP price forecast.
Analyzing the XP fundamentals
According to XP Inc [NASDAQ:XP], the company’s sales were 3.15B for trailing twelve months, which represents an -9.35% plunge. Gross Profit Margin for this corporation currently stands at 0.31% with Operating Profit Margin at -0.54%, Pretax Profit Margin comes in at 0.69%, and Net Profit Margin reading is 0.63%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.23 and Total Capital is -0.03. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.75.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 16.75 points at the first support level, and at 16.32 for the second support level. However, for the 1st resistance point, the stock is sitting at 17.89, and for the 2nd resistance point, it is at 18.60.
Ratios To Look Out For
It is important to note that XP Inc [NASDAQ:XP] has a current ratio of 0.18. On the other hand, the Quick Ratio is 0.18, and the Cash Ratio is 0.04. Considering the valuation of this stock, the price to sales ratio is 2.87, the price to book ratio is 2.48 and price to earnings (TTM) ratio is 11.10.
