Upstart Holdings Inc [UPST] stock is trading at $59.08, up 10.64%. An important factor to consider is whether the stock is rising or falling in short-term value. The UPST shares have gain 2.07% over the last week, with a monthly amount glided 24.46%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Upstart Holdings Inc [NASDAQ: UPST] stock has seen the most recent analyst activity on June 12, 2025, when Stephens initiated its Equal-Weight rating and assigned the stock a price target of $55. Previously, BofA Securities upgraded its rating to Neutral on April 29, 2025, and kept the price target unchanged to $53. On February 14, 2025, upgrade upgraded it’s rating to Equal-Weight and revised its price target to $70 on the stock. JP Morgan upgraded its rating to a Neutral and increased its price target to $79 on February 12, 2025. B. Riley Securities upgraded its rating to a Buy and raised its price target to $105 on February 12, 2025. Needham upgraded its rating to Buy for this stock on December 13, 2024, but kept the price target unchanged to $100. In a note dated December 03, 2024, Redburn Atlantic upgraded an Buy rating on this stock and boosted its target price from $37 to $95.
Upstart Holdings Inc [UPST] stock has fluctuated between $20.60 and $96.43 over the past year. Currently, Wall Street analysts expect the stock to reach $55 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $59.08 at the most recent close of the market. An investor can expect a potential drop of -6.91% based on the average UPST price forecast.
Analyzing the UPST fundamentals
Upstart Holdings Inc [NASDAQ:UPST] reported sales of 722.11M for the trailing twelve months, which represents a growth of 66.96%. Gross Profit Margin for this corporation currently stands at 0.99% with Operating Profit Margin at -0.15%, Pretax Profit Margin comes in at -0.09%, and Net Profit Margin reading is -0.09%. To continue investigating profitability, this company’s Return on Assets is posted at -0.03, Equity is -0.11 and Total Capital is -0.05. Upon thorough examination of the company’s fundamental financial framework, it becomes apparent that the debt-to-equity ratio stands at 2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 56.25 points at the first support level, and at 53.43 for the second support level. However, for the 1st resistance point, the stock is sitting at 60.85, and for the 2nd resistance point, it is at 62.63.
Ratios To Look Out For
For context, Upstart Holdings Inc’s Current Ratio is 5.25. On the other hand, the Quick Ratio is 5.25, and the Cash Ratio is 3.16. Considering the valuation of this stock, the price to sales ratio is 7.78, the price to book ratio is 8.30.
Transactions by insiders
Recent insider trading involved Darling Scott, Chief Legal Officer, that happened on Jun 11 ’25 when 3000.0 shares were sold. Chief Executive Officer, Girouard Dave completed a deal on Jun 11 ’25 to sell 41667.0 shares. Meanwhile, Officer Girouard Dave bought 41667.0 shares on Jun 11 ’25.
