At the time of writing, Upstart Holdings Inc [UPST] stock is trading at $54.33, up 5.74%. It is a good measure of the stock’s recent performance to check whether the stock’s short-term value is rising or falling. The UPST shares have gain 15.18% over the last week, with a monthly amount glided 16.99%, and seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Upstart Holdings Inc [NASDAQ: UPST] stock has seen the most recent analyst activity on April 29, 2025, when BofA Securities upgraded its rating to a Neutral but kept the price target unchanged to $53 for it. Previously, Morgan Stanley upgraded its rating to Equal-Weight on February 14, 2025, and elevated its price target to $70. On February 12, 2025, upgrade upgraded it’s rating to Neutral and revised its price target to $79 on the stock. B. Riley Securities upgraded its rating to a Buy and increased its price target to $105 on February 12, 2025. Needham upgraded its rating to a Buy but $100 remained the price target by the analyst firm on December 13, 2024. Redburn Atlantic upgraded its rating to Buy for this stock on December 03, 2024, and upped its price target to $95. In a note dated December 02, 2024, JP Morgan downgraded an Underweight rating on this stock.
For the past year, the stock price of Upstart Holdings Inc fluctuated between $20.60 and $96.43. Currently, Wall Street analysts expect the stock to reach $40.68 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $54.33 at the most recent close of the market. An investor can expect a potential drop of -25.12% based on the average UPST price forecast.
Analyzing the UPST fundamentals
According to Upstart Holdings Inc [NASDAQ:UPST], the company’s sales were 722.11M for trailing twelve months, which represents an 66.96% jump. Gross Profit Margin for this corporation currently stands at 0.99% with Operating Profit Margin at -0.15%, Pretax Profit Margin comes in at -0.09%, and Net Profit Margin reading is -0.09%. To continue investigating profitability, this company’s Return on Assets is posted at -0.03, Equity is -0.11 and Total Capital is -0.05. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.04.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 52.99 points at the first support level, and at 51.64 for the second support level. However, for the 1st resistance point, the stock is sitting at 55.47, and for the 2nd resistance point, it is at 56.60.
Ratios To Look Out For
It is important to note that Upstart Holdings Inc [NASDAQ:UPST] has a current ratio of 5.25. Further, the Quick Ratio stands at 5.25, while the Cash Ratio is 3.16. Considering the valuation of this stock, the price to sales ratio is 7.16, the price to book ratio is 7.63.
Transactions by insiders
Recent insider trading involved Darling Scott, Chief Legal Officer, that happened on Jun 03 ’25 when 7383.0 shares were sold. Director, Cooper Kerry Whorton completed a deal on Jun 02 ’25 to sell 500.0 shares. Meanwhile, Officer Darling Scott bought 7383.0 shares on Jun 03 ’25.
