United Community Banks Inc [UCB] stock prices are up 6.88% to $26.27 at the moment. An important factor to consider is whether the stock is rising or falling in short-term value. The UCB shares have gain 10.24% over the last week, with a monthly amount drifted -6.11%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
United Community Banks Inc [NYSE: UCB] stock has seen the most recent analyst activity on April 07, 2025, when Hovde Group upgraded its rating to a Outperform and also revised its price target to $31 from $32. Previously, Hovde Group reaffirmed its Market Perform rating on March 20, 2025, and dropped its price target to $32. On December 19, 2024, upgrade upgraded it’s rating to Outperform but maintained its price target of $35 on the stock. Piper Sandler downgraded its rating to a Neutral and decreased its price target to $27 on October 19, 2023. Keefe Bruyette downgraded its rating to a Mkt Perform and reduced its price target to $30 on July 20, 2023. Stephens started tracking with a Overweight rating for this stock on April 04, 2023, and assigned it a price target of $34. In a note dated January 19, 2023, Janney downgraded an Neutral rating on this stock.
The stock price of United Community Banks Inc [UCB] has been fluctuating between $22.93 and $35.38 over the past year. Currently, Wall Street analysts expect the stock to reach $32 within the next 12 months. United Community Banks Inc [NYSE: UCB] shares were valued at $26.27 at the most recent close of the market. An investor can expect a potential return of 21.81% based on the average UCB price forecast.
Analyzing the UCB fundamentals
The United Community Banks Inc [NYSE:UCB] reported sales of 1.49B for trailing twelve months, representing a surge of 13.39%. Gross Profit Margin for this corporation currently stands at 0.84% with Operating Profit Margin at 0.12%, Pretax Profit Margin comes in at 0.18%, and Net Profit Margin reading is 0.15%. To continue investigating profitability, this company’s Return on Assets is posted at 0.01, Equity is 0.06 and Total Capital is 0.02. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of0.1.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 25.20 points at the first support level, and at 24.14 for the second support level. However, for the 1st resistance point, the stock is sitting at 26.81, and for the 2nd resistance point, it is at 27.34.
Ratios To Look Out For
It’s worth pointing out that United Community Banks Inc [NYSE:UCB]’s Current Ratio is 0.04. Considering the valuation of this stock, the price to sales ratio is 2.11, the price to book ratio is 0.94 and price to earnings (TTM) ratio is 12.88.
Transactions by insiders
Recent insider trading involved Davis Sally Pope, Director, that happened on Mar 11 ’25 when 1800.0 shares were purchased. President & CEO, HARTON H LYNN completed a deal on Feb 19 ’25 to sell 3321.0 shares. Meanwhile, President & CEO HARTON H LYNN sold 31679.0 shares on Feb 10 ’25.
