At the time of writing, Upstart Holdings Inc [UPST] stock is trading at $40.45, up 1.23%. An important factor to consider is whether the stock is rising or falling in short-term value. The UPST shares have gain 12.71% over the last week, with a monthly amount drifted -19.16%, and not seem to be holding up well over a long-time horizon.
From an analyst’s perspective:
Upstart Holdings Inc [NASDAQ: UPST] stock has seen the most recent analyst activity on February 14, 2025, when Morgan Stanley upgraded its rating to a Equal-Weight and also boosted its price target to $70 from $12. Previously, JP Morgan upgraded its rating to Neutral on February 12, 2025, and elevated its price target to $79. On February 12, 2025, upgrade upgraded it’s rating to Buy and revised its price target to $105 on the stock. Needham upgraded its rating to a Buy but stick to its price target of $100 on December 13, 2024. Redburn Atlantic upgraded its rating to a Buy and raised its price target to $95 on December 03, 2024. JP Morgan downgraded its rating to Underweight for this stock on December 02, 2024. In a note dated November 11, 2024, BTIG Research upgraded an Neutral rating on this stock.
For the past year, the stock price of Upstart Holdings Inc fluctuated between $20.60 and $96.43. Currently, Wall Street analysts expect the stock to reach $85 within the next 12 months. Upstart Holdings Inc [NASDAQ: UPST] shares were valued at $40.45 at the most recent close of the market. An investor can expect a potential return of 110.14% based on the average UPST price forecast.
Analyzing the UPST fundamentals
According to Upstart Holdings Inc [NASDAQ:UPST], the company’s sales were 636.53M for trailing twelve months, which represents an 56.06% jump. Gross Profit Margin for this corporation currently stands at 1.0% with Operating Profit Margin at -0.27%, Pretax Profit Margin comes in at -0.2%, and Net Profit Margin reading is -0.2%. To continue investigating profitability, this company’s Return on Assets is posted at -0.05, Equity is -0.21 and Total Capital is -0.09. An extended analysis of the company’s primary financial structure reveals a debt-to-equity ratio of2.29.
Before buying any particular stock, readers tend to pay close attention to the indicators that support and create resistance. The company’s stock is currently sitting at 39.62 points at the first support level, and at 38.80 for the second support level. However, for the 1st resistance point, the stock is sitting at 41.22, and for the 2nd resistance point, it is at 42.00.
Ratios To Look Out For
It is important to note that Upstart Holdings Inc [NASDAQ:UPST] has a current ratio of 5.13. On the other hand, the Quick Ratio is 5.13, and the Cash Ratio is 2.22. Considering the valuation of this stock, the price to sales ratio is 6.04, the price to book ratio is 5.97.
Transactions by insiders
Recent insider trading involved Cooper Kerry Whorton, Director, that happened on Mar 03 ’25 when 500.0 shares were sold. Chief Legal Officer, Darling Scott completed a deal on Feb 28 ’25 to sell 15507.0 shares. Meanwhile, Chief Legal Officer Darling Scott sold 2000.0 shares on Mar 03 ’25.
